Budget Resolutions

Wendy Chamberlain Excerpts

Monday 1st December 2025 Commons Chamber

[Wendy Chamberlain (North East Fife) (LD)]

I spent the weeks before the Budget talking to constituents about what they wanted to see, and I spoke to them over the weekend. I have to say that when I met them, there was sadness and a degree of anger, because they know that last week’s Budget was a missed opportunity.

Yesterday was the first Sunday of Advent, and there is nothing like the start of the Christmas period to focus our minds on what really matters at home—as well as on what we need to buy. But this time is also about our communities. Every Christmas advert shows a buzzing high street, a glowing local pub and happy families safe together in their home. The Budget was the antithesis of that ideal. Our high streets have been caught in a perfect storm between increased national insurance contributions, increased energy costs and consumers with less money in their pockets to spend. Those main streets are vital because they give jobs, bring us together and create our communities. It is why so many of us across this House stand up in this place to bemoan the loss of banks and post offices. They are important for our local communities. They are the foundation of the high streets that bring people into our towns and make it easy for small businesses to operate, and I continue to be incredibly disappointed that this Government say that they are not minded to revisit the criteria for introducing more banking hubs.

I know that my English colleagues have concerns about business rates going up next April, and there has been the ending of the 40% pandemic relief, but things were already worse for businesses in Scotland, where the relief was never passed on by the Scottish Government. The 5% discount to the multiplier announced last week could indeed ease the burden for pubs, shops and cafés in Leven, Cupar and St Andrews, so I am a bit disappointed that we no longer have any SNP Members here, and cannot get answers from them about whether the Scottish Government will do something to help Scottish hospitality in their own Budget.

The energy company obligation is a short-term help to households, but if there is no replacement measure to tackle fuel poverty, energy costs will continue to soar over the long term. I have to tell the Government that scrapping ECO is not a solution to the complaints of poor workmanship—in some cases, homes were ruined—that we repeatedly heard about in relation to ECO4. All those homes still need resource—as yet unannounced—for remedial work, and the retrofitting and home improvement sector will improve only when there is long-term investment in its future.

Yesterday was St Andrews day, and I am sure that people had a dram yesterday to celebrate it. I am the MP for St Andrews, and whisky is a vital employer in my constituency; over 41,000 people are directly employed in the industry. In North East Fife, we are acutely aware of the fragility of the industry, as one of our distilleries, Eden Mill, went into administration just last month. I am hugely relieved that job losses have been avoided in that case, but this Budget has failed to offer any support to prevent similar closures in the months ahead.

To close, I do not know how the Government can justify reducing the digital services tax for people like Elon Musk while taking more tax from working people. Most importantly, we could have protected the personal allowance—that small but important amount that people can earn that is theirs to keep entirely—and we would not be asking young people dipping their first toe into the world of work, or those at the end of their careers who rely on the state pension, to pay tax.

My party leader, my right hon. Friend the Member for Kingston and Surbiton (Ed Davey), spoke about the measure not mentioned in the Budget that would really create growth, and that is a renegotiated customs union with the EU. We have been left with what my hon. Friend the Member for Bicester and Woodstock (Calum Miller) quite rightly described last week as a hopeless Budget for too many.