Women’s Safety: Walking, Wheeling, Cycling and Running

Wera Hobhouse Excerpts

Tuesday 27th January 2026 Westminster Hall

[Wera Hobhouse (Bath) (LD)]

It is a pleasure to serve with you in the Chair, Ms Jardine.

I am a cyclist. I love cycling; I have always cycled, ever since I cycled to school as a six-year-old. I have cycled throughout my life, including as a university student, and I still cycle today. I see cycling as a means of transport. For me, it is not a sporting activity; it is very much my choice of transport.

However, recently in Bath I was about to cross a road, turning to the right, and I stopped, and the driver next to me pulled down his window and commented on my skirt. Me? I mean—I am a 65-year-old woman, and he was commenting on my skirt. I was so shocked that I wanted to get away, and then I nearly went into a car—I made that mistake because I was so shocked. Cycling is not a very safe mode of transport anyway, but being harassed makes it even less safe.

Women want to cycle, yet today only one in four cycling trips are made by women. That is not because women do not want to cycle. Almost 60% of women limit how much they cycle because of safety concerns. As we have heard today, one in five women have stopped cycling altogether after feeling intimidated by drivers, just as I felt intimidated by that driver in Bath. This is clearly more than just a personal issue; it is a public policy issue.

We must build the infrastructure that makes women feel safe, visible and supported on the road. Too often, women are forced to choose between two unsafe options: dark, isolated roads, or busy roads without protection. If we had built well-lit, segregated and visible routes, especially for evening and night-time travel, far more women would feel sufficiently safe and confident to cycle.

Cycling UK’s “My ride. Our right.” campaign calls for women’s safety to be embedded in all transport and safety strategies, including the upcoming cycling and walking investment strategy, and I echo that call today. The new cycling and walking strategy must include measurable targets that improve women’s safety, including clear goals to increase the proportion of cycling trips made by women. The draft strategy already recognises that investment in well-lit, safe and high-quality walking and cycling routes increases people’s feelings of personal safety. Of course, that includes the personal safety of men and boys, and of all children, but it is particularly important for women.

Such improvements support the Government’s work to tackle violence against women and girls. Cycling UK urges the Government and Active Travel England to update design guidance LTN 1/20, strengthening standards for lighting and night-time safety, and introducing gender-responsive safety audits for all new active travel schemes. I very much hope to see those measures in the final cycling and walking investment strategy.

Right now, the UK lags behind many of our European neighbours, and I would say that includes the number of children who are allowed to cycle at an early age to school. There are a lot of things that we can do to encourage young people at school to take up cycling; I myself became a lifelong cyclist because I started early. However, in Britain fewer than one in five people walk, wheel or cycle on an average day, compared with more than one in four people across Europe. Now is the time to change that.

--- Later in debate ---

[Dr Scott Arthur (Edinburgh South West) (Lab)]

It is a pleasure to serve under you, Ms Jardine. I thank my hon. Friend the Member for Lowestoft (Jess Asato) for introducing the debate in such a compassionate way. As a wannabe runner—I cannot claim to be a runner—on behalf of myself and also my son and daughter, who are both keen runners, I want to thank all the people who have been talking about running.

In Edinburgh the gold standard for active travel routes were our canal path and converted railway tracks. Across the city, converted railway tracks offer routes away from busy roads and are used for thousands of journeys every year. In my constituency, a national cycle route runs alongside the Water of Leith—the route that used to be the Balerno branch line—and provides a space for active travellers to enjoy a quiet and beautiful route away from traffic. I use the route regularly and feel incredibly lucky to be able to enjoy it as I travel through my constituency. It is one of the things that defines my constituency.

I said the routes were the gold standard. That is because in 2021, the brutal death of Sarah Everard so far away from Edinburgh heightened an ongoing conversation about women’s safety in public spaces. In Edinburgh, the safety of our active travel routes came to the forefront. At this point I have to thank Councillor Mandy Watt, who showed amazing leadership and quite quickly allocated around £500,000 to light some of the routes through our parks. Routes along old railway lines and canal paths that offer enjoyable, smooth, green and quiet routes during the day change in the darkness. Even with lighting, without the passive surveillance found in busier public areas, I know that women often feel unable to use those routes, or feel unsafe when they do so. You, Ms Jardine, will know that from Roseburn path in your constituency.

During the winter when it is dark, often from around 3 pm to 9 am in Edinburgh, those routes become less accessible. This has a significant impact for those who rely on them to travel to work or for leisure. The last Edinburgh walking and cycling index showed a 7% difference in the perception of safety between men and women, with women feeling much less safe. In many cases this prevents women from integrating active travel into their daily lives—we have heard about that from other speakers. But it also pushes women who had previously walked or cycled to stop, and that is not good for them and not good for us or our economy. It is worth pointing out that all of us want to live in a town, city or village where more people walk, run or cycle. It is a tragedy that often these investments and changes can be so controversial, because it is something we all aspire to. It is about how we do it.

Too many women face harassment. One study in Edinburgh showed that around 20% of women cyclists stop after experiencing a single event of harassment. Unsafe routes decrease women’s ability to travel easily around the city, and no doubt reduce the mental and physical benefits that come with active travel. Ensuring safe routes in busier areas through the creation of separate, well-maintained cycle lanes on roads, for example, are one way to ensure that those who feel unsafe using our canals and former railway tracks are still able to actively travel during the winter months and at night. I want to thank the InfraSisters in Edinburgh who have run a fantastic campaign over many years—I am sure you are aware of their work, Ms Jardine.

As walking and cycling routes reach the city centre, it is vital that we have the correct architecture and infrastructure to ensure women’s safety in busier areas as they travel home or to work. In a public consultation in 2023, up to 80% of women who responded stated that they had experienced harassment, abuse or violence in public spaces in Edinburgh. Some people might think 80% is an exaggeration—I did when I first read that stat—but when we speak to women we find that it is absolutely not. I was ashamed to hear some of their experiences.

[Wera Hobhouse]

Is the hon. Member not absolutely shocked at how much this behaviour is normalised, and that we accept it as normal? When my male partner’s sons do not realise what happens, we continue to normalise it. Is it not time that we stopped?

Oral Answers to Questions

Wera Hobhouse Excerpts

Tuesday 27th January 2026 Commons Chamber

[Lucy Rigby]

My hon. Friend is a tireless champion of businesses in Bassetlaw, and I wish her a happy birthday for yesterday. In the recent spending review, the Government extended the growth guarantee scheme, enabling £5 billion-worth of loans over the next four years. This will support businesses like the one she mentioned, and I would be more than happy to meet her to talk about how her constituent might access that support.

[Wera Hobhouse (Bath) (LD)]

First-of-a-kind technologies such as DRIFT Energy in Bath face serious investment challenges and difficulties in accessing grant funding from any Government Department. DRIFT is a groundbreaking renewable energy innovator that could rapidly scale and contribute to the UK’s energy independence. What are the Government doing to ensure that first-in-kind technologies in particular receive the support that they need here in the UK, rather than being forced to go abroad?

[Lucy Rigby]

The hon. Member may well know that, at the spending review, we increased the financial capacity of the British Business Bank to £25.6 billion. There are a number of ways in which the British Business Bank will support companies like the one she referred to.

Oral Answers to Questions

Wera Hobhouse Excerpts

Tuesday 9th December 2025 Commons Chamber

[Sir Julian Smith (Skipton and Ripon) (Con)]

6. What assessment she has made of the potential impact of changes to business rates on the hospitality sector.

[Wera Hobhouse (Bath) (LD)]

20. What steps she is taking through the tax system to help reduce costs for small and medium-sized businesses.

[The Exchequer Secretary to the Treasury (Dan Tomlinson)]

Small and medium-sized businesses are vital to our economy and our communities, and the Government’s small business strategy, published in July this year, sets out our approach to supporting them. As temporary pandemic business rates relief ends and the new revaluation comes into effect, we are supporting the high street with £4 billion-worth of support through transitional relief and our supporting small business schemes, as well as through our long-term reforms to permanently lower the multipliers for eligible retail, hospitality and leisure properties, and support them with a significant package that will cap most of the increases this year for those who have seen large increases since the pandemic.

[Dan Tomlinson]

If I had a such a charming Member of Parliament, I would also be as happy as his constituents in Skipton. I thank him for his question. We considered the support really carefully in advance of the Budget decisions announced last month. There is a challenge in that the revaluation, which was instigated by the previous Government and is carried out independently by the Valuation Office Agency, means that some businesses have seen their values increase significantly since the pandemic. That is why the Government are putting in £4 billion of support over the coming years, with around half of that coming next year to support businesses. Many will see their increases capped at either £800 or 15%. We think that that support will provide significant help to those businesses, alongside the underlying reform we are making to rebalance the system in favour of the high street.

[Wera Hobhouse]

May I give the Minister another example in which the numbers simply do not stack up? Mr B’s independent bookshop in Bath will see its business rates bill rise by more than 70% after factoring in changes to rateable value. The changes were packaged as a move away from short-term fixes, yet vital discounts have been scrapped and replaced with less-generous support and an unclear transitional relief system. How can he justify such a stark increase in business rates? It is a challenge for Bath’s cherished bookshops—we have three—which we want to support.

[Dan Tomlinson]

It is important that we all communicate to the small businesses in our constituencies, as I was doing this weekend, that there is a difference when it comes to the increase in the rateable value. It may be that the business to which the hon. Lady refers—I like good small independent bookshops myself—has seen a large increase in its value since the pandemic, but precisely because that has happened in some cases, we are implementing a significant support package this year. That will mean that no business that has a rateable value of less than £100,000 will see an increase in its bills of more than either 15% or £800. There is a bit of a technical detail there, which I would be happy to go into with her, but the important thing is that there are significant protections on bills in place this year, even if rateable values have increased significantly since the pandemic.

Office for Budget Responsibility Forecasts

Wera Hobhouse Excerpts

Monday 1st December 2025 Commons Chamber

[James Murray]

As I set out in my earlier remarks, we will be taking forward the recommendations of the report. In particular, as my hon. Friend mentioned, we will be working with the National Cyber Security Centre to take forward the recommendation of a forensic examination of other fiscal events. The truth is that because of the early publication of the EFO last week, it has come to light from the initial analysis of the OBR that that also happened in March, but we do not yet know if it happened at previous fiscal events, including for previous Chancellors.

[Wera Hobhouse (Bath) (LD)]

While the detail of whether the Treasury was dealing with a fiscal black hole or a fiscal lack of headroom will be rather lost on most of my Bath constituents, does the Minister agree that the weeks of speculation leading up to the Budget were very damaging, particularly to businesses, and that his Department could have done more to avoid that?

[James Murray]

I recognise that there was a lot of speculation in the media in the run-up to the Budget. From the Government’s point of view, the Chancellor took a decision to set out her priorities and the challenges going into that Budget on 4 November. We set out the context around the productivity downgrade, the importance of building fiscal headroom, and the importance of cutting NHS waiting lists, cutting the cost of living and cutting Government borrowing.

Living Standards: East of England

Wera Hobhouse Excerpts

Wednesday 3rd September 2025 Westminster Hall

[Wera Hobhouse (in the Chair)]

I will call Clive Lewis to move the motion, and I will then call the Minister to respond. I remind other Members that they may make a speech only with prior permission from the Member in charge of the debate and the Minister. There will not be an opportunity for the Member in charge to wind up, as is the convention for 30-minute debates. A Liberal Democrat Member has just requested to make a speech. I am happy with that. Minister, are you happy with that as well?

[The Economic Secretary to the Treasury (Emma Reynolds)]

indicated assent.

Retail Investment

Wera Hobhouse Excerpts

Tuesday 22nd April 2025 Westminster Hall

[Callum Anderson]

As I have mentioned ad nauseam since I was elected, my mum works for Morrisons, so I know the impact that various structures of ownership can have on workers and customers. My hon. Friend is right that that is one of the many factors that we should consider as policymakers.

A £100 investment in Government gilts in 1900 would have returned around £463 by 2019. The same investment in UK equities would have yielded £35,000. Despite that, many Britons still keep the bulk of their money in cash. In the G7, only the citizens of Germany and Japan hold more of their national wealth in cash than we do. Inflation, even at modest levels, steadily eats away at its value. I believe that we must do more to help people feel confident in making smart, informed, long-term choices, and that starts with awareness, the right tools and advice, and trust.

Let us take ISAs, the most commonly known product, as an example. In the 2022-23 financial year, the latest for which official statistics are known, more than 12 million adult ISA accounts were active, yet nearly two thirds of the total value—almost £290 billion—was held in cash. That is more than £290 billion earning very little return indeed. Some major high street banks, which I will decline to name, are at the moment offering as little as 1.35% interest on cash ISAs, yet we know that inflation has consistently outpaced that rate for the past four years; indeed, it has sometimes reached double figures.

Many financial experts and advisers will rightly recommend keeping three, six or nine months of living expenses in cash savings. I know from my early career in financial inclusion charities that, for many households, possessing even £500 in emergency savings can often be out of reach. Let me be clear again: this debate is not about replacing or discouraging cash savings—far from it. It is about showing that even small investments—£10, £20 or £50 per month—can make a real difference over time.

If more people invest, our economy will be stronger in the long run. Imagine if we could shift just 10% or 20% of that £290 billion towards more productive, growth-inducing assets. That would mean more companies starting, growing and scaling right here in the United Kingdom and, therefore, more jobs, better pay and more people gaining that crucial bit of additional disposable income to invest for themselves or, perhaps just as importantly, to enjoy life with their families. That is the virtuous cycle that I believe we all agree that we need to build.

How can we—Parliament, Government, regulators and the industry itself—go about working towards that together? Ultimately, I believe that the UK would greatly benefit from a long-term retail investment strategy invested in by Parliament, Government, regulators and the industry. For the purpose of this debate, I think there are four immediate priorities.

First, we need to simplify the ISA framework and reform it to better support British investment. There are four types of ISAs, each with slightly different rules. For many, that is simply confusing and, I think, off-putting. Why not consolidate those products into a single ISA, with stocks and shares ISAs the default but, crucially, people can still hold cash if they choose?

The Government might also wish to consider reviewing the stamp duty framework on share purchases. Currently, it is cheaper for an individual investor to buy shares in Illumina than in Oxford Nanopore, in Lockheed Martin than in BAE Systems, and in Tesla than in Rolls-Royce. Is it time for us to ask ourselves whether we want to continue making it more expensive for Britons to buy British?

Finally on this point, we should ensure that ISA tax exemptions align much better with the needs of the UK economy as a whole. Today, someone can put £20,000 in a tax-free wrapper that invests in companies that create no jobs in the UK, pay nothing into our Exchequer, generate no domestic growth and contribute no intellectual property or research and development. Should we as legislators be asking ourselves whether that is a good use of taxpayer subsidy? Is it time to look again at the original PEP—personal equity plan—model introduced by Nigel Lawson in the 1980s, which required at least 50% of the ISA allowance to be directed towards UK-focused assets? That could strike a better balance between supporting investment freedoms and choice, and the national interest.

Secondly, we must boost, embed and entrench the virtues of financial education, because if people do not understand how investing works, they simply will not do it. I welcome the Government’s continued support for the Financial Conduct Authority’s review of the boundary between financial advice and guidance. It is really important that people can get timely and affordable help when making big financial decisions so that they can make the most of their money, but I think there is scope for us—for Britain—to go further.

Let us be honest: as I said in my opening remarks, kids from wealthier backgrounds are more likely than those from less wealthy families to hear about compound interest, investment portfolios and ISAs at the dinner table. That is why financial education should form a part of everyone’s life, from school right through to retirement, so that people feel confident and well informed at every stage of their life. That means recommitting ourselves to properly implementing age-appropriate financial education throughout our school system, from basic budgeting and saving at a young age, to more sophisticated learning about investment, risk and long-term planning in later school years. This is not just about economics; it is about equity and fairness.

Thirdly, we need to make it easier for citizens to engage with the companies they invest in. I believe that primarily means finishing the work of Sir Douglas Flint’s Digitisation Taskforce at pace, ending paper share certificates and creating a fully transparent modern shareholding system. However, it is also about access to information: right now, only the big top-tier institutions get first-class research; retail investors get patchy websites filled with jargon, if they get anything at all. The UK should be developing high-quality and accessible investment information, especially for those smaller UK firms that have the potential to be the Googles and Nvidias of tomorrow.

Fourthly and finally, we must fundamentally shift the British culture and mindset into individual investing. Too many of our constituents still see investing as something that other people do—something for the wealthy, or the experts, or the lucky to do. We must challenge that mistaken perception head-on. Why not launch a modern, compelling and inclusive public awareness campaign—perhaps a 21st-century version of “Tell Sid”? It should focus on real people, real lives, and real, genuine, tangible benefits that people can see in their local community. It should be visible, too, in universities, in jobcentres, in community places and in our workplaces, because this is not just a personal finance issue; it is a national opportunity.

I think that the case for retail investment is clear and I believe that this Labour Government have the chance to fuse their democratic socialism with a modern brand of democratic capitalism. By helping more people to invest in their own economy, we empower citizens, grow our companies and build a more prosperous country for everyone. I believe that capital markets can and should serve everyone, and that it is our job in this place to make that a reality.

[Wera Hobhouse (in the Chair)]

I remind Members that they should bob if they wish to be called to speak.

Oral Answers to Questions

Wera Hobhouse Excerpts

Tuesday 8th April 2025 Commons Chamber

[Wera Hobhouse (Bath) (LD)]

Ineffective energy trading with the EU is a major barrier for global investors. According to Energy UK, we are losing out on £30 billion of investment in interconnectors alone. What will the Government do to improve our energy trading with the EU to unlock this vital opportunity?

[James Murray]

The Prime Minister’s plan for change sets out our ambitious but achievable target of clean power by 2030. The clean power action plan demonstrates the significant investment requirements to reach that target, including in renewable infrastructure, and the actions that we will take to facilitate that. We have already taken action to remove the de facto ban on onshore wind in England, approved major solar projects and delivered a record-breaking renewables auction.

Oral Answers to Questions

Wera Hobhouse Excerpts

Tuesday 4th March 2025 Commons Chamber

[Rachel Reeves]

It is absolutely right that we increased and stepped up the sanctions last week. Also, under the loan agreement we made with Ukraine last week, the loan will be repaid with the profits on foreign sovereign Russian assets. Russia should pay for the damage it has done.

[Wera Hobhouse (Bath) (LD)]

My constituent is one of hundreds of people who suffered from the collapse of Collateral. While the Financial Conduct Authority has apologised to investors for failing to act faster to stop Collateral’s fraudulent activities, I am concerned that, without internal changes, the FCA will make similar mistakes again. Should there not be an investigation into the FCA’s handling of the case?

[Emma Reynolds]

I am happy to meet the hon. Lady and look at the case she mentions, because I need to get more detail.

Christmas Adjournment

Wera Hobhouse Excerpts

Thursday 19th December 2024 Commons Chamber

[Wera Hobhouse (Bath) (LD)]

This week marks the end of Disability History Month, which has given us all a chance to highlight the experiences of disabled people and to support disability rights. In Bath, 30% of all households include at least one person with a disability.

I recently visited Carrswood day service to learn more about the incredible work it does to support adults with learning disabilities in the city. The service also provides respite for unpaid family carers, who are often the primary caregivers—where would we be without our unpaid carers? The visit also highlighted the Rake Up and Grow initiative—a vocational project that helps adults with learning disabilities gain practical skills through community gardening projects. The project not only helps build skills, but promotes social inclusion and community engagement. By working with local organisations, such as the Royal United hospital, Bath Rugby Community Foundation and others, Rake Up and Grow provides fantastic opportunities for disabled people and people with learning disabilities.

Bath and North East Somerset Third Sector Group—3SG—is a voluntary, community and social enterprise infrastructure network for around 250 charities, providing one-to-one support, training, events and wider advocacy work in the sector. Charities are the ever-constant, extra support going above and beyond every single day. Now more than ever, charities are needed to pick up those waiting for statutory services, or just those who are falling through the cracks. They employ highly skilled workers and strategic thinkers, many of whom are delivering daily lifesaving interventions and deserve to be equal partners in any conversation with the Government and the NHS.

The work of the third sector cannot be overstated, but charities are now at breaking point. For too long they have been asked to do more for less. The third sector applauds better wages for all but urges the Government to reconsider its non-exemption from national insurance increases. I know that 3SG BaNES has surveyed its member charities in Bath and north-east Somerset, and those affected by the Budget will need to find between £4,000 and £400,000 in extra costs every year. Those are big amounts of money for organisations that already have to survive on dwindling resources. So 3SG urges the Government to consider the pressure that they will put on the third sector, including hospices, if they do not lift the NIC increases. I and the Liberal Democrats urge the Government to consider that again. As someone has said, the Government always say no before they say yes, so I am hopeful.

When I think of all our local charities and the good they do, I wonder where we in Bath would be without them and all the wonderful services they provide. I thank all those who work in the charitable sector and in voluntary organisations, all family carers and all those who look after people who are sick and need our support this Christmas. I wish them all a very merry Christmas.

I wish you, Madam Deputy Speaker, and everybody across the House, a merry Christmas.

National Insurance Contributions (Secondary Class 1 Contributions) Bill

Wera Hobhouse Excerpts

Committee of the whole House
Tuesday 17th December 2024 Commons Chamber

[Joe Morris]

I have never turned down an opportunity to slag off the Opposition. I am always happy to do so.

The ultimate reason that the Budget was necessary was to raise the extra money to invest into the NHS. The extra infrastructure investment will support our rural communities, our rural GPs and our care homes. That is the fundamental point of the Budget. It is a reset moment to properly support our public sector once more, which the Conservative party failed to do, as the right hon. Gentleman well knows. We need to restore faith in our NHS and our small businesses that were so badly let down. I have spoken to many across my constituency who share my optimism about this Government and who are convinced of the need for that investment. [Interruption.] Opposition Members can chunter all they like, but it is true. Ultimately, those businesses know that we need to invest in the state in order to drive up standards and confidence and provide the stability that the country so desperately needs.

[Wera Hobhouse (Bath) (LD)]

The hon. Gentleman mentions public trust; we all understand how important it is to restore that, but how can that happen if the very things needed to support the public and restore trust—our hospices and the charitable sector—are being hit by this Government’s measures?

[Joe Morris]

As the hon. Lady well knows, when one inherits a difficult context, one has to take decisions that one did not want to take. The public understand that the NICs rise was important and was needed because of the circumstances that we inherited and to repair the black hole that we found in the public finances. Spending the national overdraft three times and not telling anyone about it is what has fundamentally undermined public trust.