"Before we begin, I remind Members that they are expected to wear face coverings when they are not speaking in the debate, in line with current Government guidance and that of the House of Commons Commission. I also remind Members that they are asked by the House to have a …..." Yvonne Fovargue - View Speech
"It is a pleasure to serve under your chairmanship, Ms Bardell. I congratulate my hon. Friend the Member for Kingston upon Hull West and Hessle (Emma Hardy) on her well-informed and passionate speech.
We know demand for debt advice services is high and likely to increase, because personal debt is …..." Yvonne Fovargue - View Speech
"I thank my hon. Friend for that intervention, and I will be moving on to discuss the wraparound provision, which does not just cover debt advice. We cannot just see debt as the problem: the important thing is the person who has the problem, and we have to deal with …..." Yvonne Fovargue - View Speech
"I do agree, but I do not think there is a silver bullet. Some of the problem is that there just is not enough money to go around, and it does not matter how well a person manages their money if they do not have enough to go around. Money …..." Yvonne Fovargue - View Speech
"I certainly would. A friendly face is important, somebody outside the family who is not judging, but dealing with someone as an individual with problems, and not just as a problem. Many local providers of face-to-face debt advice have felt unable to bid because of the risks involved in entering …..." Yvonne Fovargue - View Speech
"Is the hon. Gentleman as concerned as I am about the rise in buy now, pay later debts? These are increasing exponentially; one advice agency said that 34% of people are now coming to them with buy now, pay later debts...." Yvonne Fovargue - View Speech
"Although we are discussing the MaPS contract, we have also heard a lot about clients’ mental health problems. Has the Minister had any discussions with other agencies—for example, clinical commissioning groups in the area of health—about commissioning services, such as Financial Shield, which help those in debt and with other …..." Yvonne Fovargue - View Speech
"It is pleasure to serve under your chairmanship, Mrs Miller. I congratulate my hon. Friend the Member for Pontypridd (Alex Davies-Jones) on securing the debate.
Cash may no longer be king, but it is still pretty royally used. Its use did drop during the pandemic, but NatWest says that cash …..." Yvonne Fovargue - View Speech
That this House has considered the effect of the covid-19 outbreak on household debt.
It is a pleasure to serve under your chairmanship, Mr Bone. The effects of covid-19 have been uniquely lopsided. We hear a lot about people making savings during lockdown; the Bank of …..." Yvonne Fovargue - View Speech
"Thank you for your chairmanship this afternoon, Mr Bone. I thank all the Members who contributed for their passionate, well-informed speeches on this issue, and I thank the Minister. Many good initiatives have been put forward, but there is a lot more that we can do. We do not want …..." Yvonne Fovargue - View Speech