"It is a pleasure to serve under your chairmanship, Sir Henry. I congratulate my hon. Friend the Member for Feltham and Heston (Seema Malhotra) on securing this debate. It might seem counter-intuitive to suggest that access to cash is vital for financial inclusion, because everyone says the future is in …..." Yvonne Fovargue - View Speech
"I am really pleased to speak in this debate and to talk about my experience of 23 years both as a volunteer at and manager of a local citizens advice bureau. People volunteer for many different reasons. I volunteered because I was at home with a young baby, and I …..." Yvonne Fovargue - View Speech
"Does my hon. Friend agree that one of the major problems is that the machine operators—Cardtronics and so on—do not have to inform the LINK network before closing a machine, and that the cost of replacing a machine is prohibitive?..." Yvonne Fovargue - View Speech
"Does the hon. Gentleman agree that it is not just bank closures but post office closures that have that effect? Although the closure programme for small post offices has been completed, two post offices in my constituency have closed because the sub-postmasters have resigned and they cannot get anyone else …..." Yvonne Fovargue - View Speech
That this House has considered protection from logbook loans.
It is a pleasure to serve under your chairmanship, Sir Edward. I really did not expect to have to bring forward this debate, and it is with regret that I do so.
"Does the Minister agree with me and Citizens Advice, who fear that the message being sent by not putting the Bill forward will increase and mainstream logbook lending?..." Yvonne Fovargue - View Speech
"Could the Minister explicitly say what powers the FCA has to protect innocent consumers who buy cars in good faith, who cannot check anywhere whether they are subject to a logbook loan, and yet who can still have them repossessed?..." Yvonne Fovargue - View Speech
"The Government have decided not to proceed with the legislation that they committed to bring forward to protect consumers from the rip-off practice of logbook loans, despite the Bill being prepared and ready to go through the accelerated procedure. Will the Minister explain why he is prepared to allow innocent …..." Yvonne Fovargue - View Speech
"I, too, want to support my hon. Friends the Members for Walthamstow (Stella Creasy) and for Harrow West (Gareth Thomas). I hope that the FCA will look speedily at the total cap on the rent-to-own sector, with its inflated prices for goods and roll-up charges.
"I rise to speak to my amendment 30, which would improve the timeframe for the breathing space, ensuring its introduction by the end of 2019. That would provide greater certainty, because the current timeframe centres on the establishment of the SFGB, which is potentially moveable. I have proposed a realistic …..." Yvonne Fovargue - View Speech