It is now time for these loan schemes to be extended to allow 'top ups' for businesses who are continuing to face difficulty. As this will be repaid, it is an initial cash injection to see businesses through this virus.
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Businesses are continuing to struggle, and without further help, it is likely that a large number will become insolvent and cease trading. By allowing businesses to top their loans up, not only does this allow short term cash needs to be dealt with, but also allows businesses to repay this over the new 10 year structure and offer flexibility to continue trading.