Provided a person has adequate qualifying NI contributions for a state pension, and has sufficient private pension/other income to show they will not need to rely on welfare, it should be possible to take a reduced state pension from the age of 60.
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Some people are eligible for a private workplace pension before state retirement age and would like to retire early but cannot afford to without a state pension as a top up.
An early state pension reduced pro rata for every year earlier its taken could enable this.
The retired could contribute to the economy in the form of part-time work, income tax paid on their pensions and the purchase of services such as home improvements using capital released from pension funds.