Some people are eligible for their workplace pension before state retirement age and would retire early but cannot afford to without the state pension as top up. A flexible state pension could enable this, free up jobs for younger people and allow older workers to plan their retirement.
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State Pension = £185.17p.w. (22/23)
If you delay taking it, it increases by 1% (£1.85) p.w. for every 9 weeks, equal to 5.4% (£10) p.w. increase for a year’s delay.
The same could be applied in reverse so if the S.P. was taken a year early (66) it would reduce to about £175p.w. or £165p.w if taken 2 years early etc.
There should be proof that a private work pension exists before a reduced S.P. could be authorised.
Any S.P. would still be covered by the Triple Lock but based on your lower sum.