The Government should allow employees currently unable to access Salary Sacrifice Schemes because this would mean their wages falling below the National Living Wage, to opt-in. It could help lower paid staff buy bikes or electric vehicles more cheaply.
For example, lower paid NHS workers cannot access certain Salary Sacrifice Schemes, because it would mean their pay fell below the National Living Wage.
Allowing lower paid employees to opt in to Salary Sacrifice Schemes that reduce their wages below the National Living Wage would mean they could save money on buying bikes or electric vehicles more cheaply which could reduce ongoing costs through accessing cheaper-to-run commuting options.