Allow students to reclaim tax on any additional payments they make on their student loans, outside of that deducted from their salaries through PAYE. This means that you could reclaim the tax on the money you use to make extra payments, which has already been taxed.
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I think that, at 7.7% interest rate, well above current inflation, it makes it near impossible for the average student to pay back their student loan. Student loans can become a burden on young adults and puts restraints on them progressing with equal opportunities.
I think that student finance has become a cash cow for the Government. I personally believe that the current system is a method of targeting people at the earliest point in their career and constitutes institutional exploitation.