Introducing a pension with £100 starting capital for all children born in the UK could be a transformative policy with numerous benefits for the children themselves and wider society.
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This policy could help instil the importance of financial planning and saving from an early age. Early learning about pensions and long-term savings could empower children to make informed financial decisions that will benefit them and future generations.
By providing £100 in starting capital, the Government is kickstarting a wealth accumulation process for children that could, along with auto-enrolment, provide them with a substantial retirement fund by the time they reach retirement age.