We urge the Government to reintroduce the Help to Buy equity loan scheme, offering first-time buyers up to 20% (or 40% in London) on new-build homes. We believe the scheme should be open to all eligible buyers and accepted by all developers.
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The Help to Buy equity loan scheme enabled hundreds of thousands of people to purchase a home. The new scheme, the First Homes scheme, offers up to 30–50% discounts but it has been reported that there has been slow uptake. We believe reintroducing Help to Buy could address this gap, support first-time buyers, and strengthen the housing market.