Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, what representations he has received on the practice of credit card lenders targeting individuals who have unaffordable levels of debt.

Treasury ministers and officials have meetings with a wide variety of organisations in the public and private sector as part of the process of policy development and delivery.

Regulation of consumer credit, including credit cards, is the responsibility of the Financial Conduct Authority (FCA). The FCA conducted a credit card market study in November 2014 and published its final report in July 2016. Following this, it consulted in April 2017 on proposed remedies to tackle persistent debt in the credit card market. The government will continue to work with the FCA to ensure that customers are treated fairly.