Question to the Department for Digital, Culture, Media & Sport:

To ask the Secretary of State for Culture, Media and Sport, what steps she is taking to protect owners of listed buildings from changes in insurance premiums.

Insurance providers make commercial decisions about the terms and price on which they will offer cover following an assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics. For listed properties, insurers may consider factors such as the building’s grade and heritage value, alongside the higher costs of specialist materials and skilled labour required for repairs.

The Government is working with Historic England, our statutory advisor on heritage matters, to look at the impacts of increased insurance premiums for historic properties.