Question to the Department for Environment, Food and Rural Affairs:

To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment he has made of the effectiveness of his Department's guidance on insurance companies to making clear whether flooding is covered in policies offered in initial insurance offer letters.

Defra does not provide guidance to insurance companies on how they communicate their policies to customers.

More broadly, Flood Re works with insurers to help their customers understand that it exists to support households at high flood risk to access affordable insurance. It leaves it down to each individual insurer to decide on how they promote the scheme.