Question to the HM Treasury:
To ask the Chancellor of the Exchequer, if he will review ease of access arrangements to Child Trust Fund accounts for 18 year olds with learning disabilities.
All 18 year olds can access the funds from a Child Trust Fund as they would any other account, whether or not they have learning disabilities.
Where the young adult does not have the mental capacity to provide instructions to the account manager, the Mental Capacity Act 2005 and its equivalents in Scotland and Northern Ireland makes provision for another person to provide instructions on their behalf.
A cross-government working group comprising representatives from MOJ, HMT, HMRC and DWP has been established to look at the issues raised in relation to accessing matured Child Trust Funds (CTFs) in the light of the Mental Capacity Act.