Question to the Department for Levelling Up, Housing & Communities:

To ask the Secretary of State for Levelling Up, Housing and Communities, what support the Government is providing for Section 106 scheme potential home owners to obtain a mortgage.

In many cases, developers provide affordable homes through section 106 agreements associated with housing developments. The homeowners would apply for mortgages in the same way as other buyers, by applying to mortgage lenders such as banks and societies. Some providers of affordable housing may refer buyers to mortgage brokers for support with finding a lender.

There are a wide variety of mortgage products available in the UK and borrowers may therefore find it useful to speak to a broker who can advise on the products and lenders best suited to their circumstances.

On 9 June the Prime Minister announced a review of the mortgage market to boost access to finance for first-time buyers.