Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, what discussions he has had with the Financial Conduct Authority on banks' policies of transferring the costs incurred when switching mortgages to the customer.

The Government has asked the Council of Mortgage Lenders (CML) to work with Which? to improve the transparency of mortgage fees, including switching costs, and make it easier for borrowers to choose the best mortgage deals.

The Financial Conduct Authority (FCA) is also considering whether there is more that can be done in this area to support good decision-making by consumers.