Electric Bicycles: Insurance

(asked on 19th May 2026) - View Source

Question to the Department for Transport:

To ask the Secretary of State for Transport, (a) what recent assessment she has made of the cost of insurance premiums for e-cargo bikes in the urban freight sector; (b) what steps she is taking to address the affordability of such premiums; and (c) what measures she is taking to tackle the use of unsafe or uncertified bikes and riders; and whether she will make a statement on the matter.


Answered by
Lilian Greenwood Portrait
Lilian Greenwood
Government Whip, Lord Commissioner of HM Treasury
This question was answered on 22nd May 2026

There has been no recent assessment of the cost of insurance premiums for e-cargo bikes in the urban freight sector.

Everyone who drives, rides or cycles, including delivery drivers and riders, has a duty to behave in a safe and responsible manner, and to follow the rules set out in The Highway Code. They must also hold the necessary registration, tax, licence and appropriate insurance for driving or riding the vehicle they are using: if they do not, they may be liable for prosecution. Enforcement of these rules is a matter for the police.

More broadly, employers have a duty to manage the safety of their employees, and their employees in turn have a responsibility to drive, ride or cycle appropriately and to comply with relevant laws.

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