Question to the Cabinet Office:

To ask the Minister for the Cabinet Office, if he will make an assessment of the effect on electoral registration rates of introduction of a requirement to pass on electoral roll data to credit reference firms.

Copies of the electoral register have been made available for sale in one form or another since at least 1832. Credit reference agencies purchase the electoral register because it provides proof to lenders that applicants for credit do in fact live at the address given and that they are not attempting to obtain credit fraudulently using a false name and address. Given the importance of credit in a modern economy, the then Government concluded in 2002 that this was in the public interest. The credit reference agencies are precluded by law from doing anything else with the electoral data, unless the data is also included in the edited register, from which individuals can opt out.