Question to the Department for Transport:

To ask the Secretary of State for Transport, what discussions she has had with the (a) Financial Conduct Authority and (b) Chancellor of the Exchequer on the affordability of motor insurance for drivers requiring specialist vehicles due to (i) disability and (ii) mobility needs.

This Government is committed to tackle the high costs of motor insurance. The cross-Government motor insurance taskforce, launched in October, is comprised of ministers from relevant government departments and the Financial Conduct Authority and Competition and Markets Authority. The taskforce is supported by a separate stakeholder panel of industry experts representing the insurance, motor, and consumer sector.

The Taskforce has a strategic remit to set the direction for UK Government policy, identifying short- and long-term actions for departments that may contribute to stabilising or reducing premiums. It is looking at the increased insurance costs on consumers and the insurance industry, including how this impacts different demographics, geographies, and communities.

The Taskforce was co-chaired by the Secretary of State for Transport and the Economic Secretary to the Treasury when they most recently met on 28 April 2025 and further meetings are being planned. It has yet to make recommendations. The Government will provide updates in due course.