Road Traffic Offences: Motor Insurance

(asked on 29th August 2025) - View Source

Question to the Department for Transport:

To ask the Secretary of State for Transport, what steps her Department is taking to prevent the exploitation of trade insurance policies by motorists to allow otherwise uninsured drivers to drive any vehicle on that policy.


Answered by
Simon Lightwood Portrait
Simon Lightwood
Parliamentary Under-Secretary (Department for Transport)
This question was answered on 8th September 2025

All drivers must be insured to drive the vehicle they are using and for the purpose it is used for.

The Government takes uninsured driving seriously. Police forces work closely with the Motor Insurers’ Bureau (MIB) to tackle this. This is achieved through Continuous Insurance Enforcement (CIE), a scheme where MIB and DVLA collaborate to identify uninsured drivers and police enforcement on the road.  There is also a national policing initiative known as Operation Tutelage to reduce the level of uninsured driving on our roads.

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