Question to the Home Office:

To ask the Secretary of State for the Home Department, what steps her Department is taking to help tackle (a) insurance fraud and (b) ghost brokers in the motor insurance industry.

The Government recognises the harm caused by insurance fraud, including ghost broking. This is why we have launched an Insurance Fraud Charter with key firms setting out a series of voluntary measures to disrupt and deter insurance fraud. As part of the Stop! Think Fraud public communications campaign, the Government supported a campaign led by the Association of British Insurers, the City of London Police, and the Insurance Fraud Bureau to highlight the signs of Ghost Broking and encourage public reporting to CheatLine. We continue working with law enforcement and industry partners, including the City of London Police’s Insurance Fraud Enforcement Department, to combat this crime and protect consumers.

The Government also launched a cross-government motor insurance taskforce, co-chaired by the Department for Transport and His Majesty’s Treasury, to help drive down the costs of motor insurance and will consider related fraud as part of this. The taskforce is expected to publish its final report in the autumn.