Question to the HM Treasury:

To ask the Chancellor of the Exchequer, pursuant to the Answer of 16 September 2025 to Question 77468 on Contactless Payments, if she will have discussions with the FCA on extending the closing deadline for responses to the consultation on unlimited contactless card payments.

On September 10, the FCA launched a consultation on its proposals to introduce a new risk-based approach to contactless payments, allowing payment service providers greater flexibility to determine their approach to contactless payments where they identify there is a low risk of fraud. This consultation closed on 15 October. Decisions on the consultation process on changes to the contactless limits are a matter for the FCA, which is independent of the Government.