Planning Permission: Mortgages

(asked on 10th November 2025) - View Source

Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, what assessment his Department has made of the potential impact of mortgage in possession clauses in planning applications on (a) housebuilding and (b) other development.


Answered by
Matthew Pennycook Portrait
Matthew Pennycook
Minister of State (Housing, Communities and Local Government)
This question was answered on 21st November 2025

My Department has not undertaken a specific assessment of the impact of mortgage in possession clauses in planning applications.

It is for local planning authorities to consider whether otherwise unacceptable development could be made acceptable through the use of conditions or planning obligations. Such obligations may include mortgage in possession clauses.

Reticulating Splines