Question to the Department for Education:

To ask the Secretary of State for Education, whether she has made an assessment of the potential merits of raising the minimum income threshold for student maintenance loans in line with inflation.

This government is committed to supporting the aspiration of every person who meets the requirements and wants to attend higher education. We are future proofing our maintenance loan offer by increasing maintenance loans in line with forecast inflation every academic year from 2026/27 onwards, and making all care leavers automatically eligible for the maximum maintenance loan regardless of their income from 2026/27.

We are also introducing new targeted maintenance grants from the 2028/29 academic year, which will provide disadvantaged students with up to £1,000 extra per year, on top of existing maintenance loans, increasing cash in student’s pockets, without increasing their debt.

We need to ensure that student funding system is financially sustainable. Around £20.7 billion of student loans administered by the Student Loans Company were issued in the 2024/25 financial year, of which £9.1 billion of maintenance loans were issued to undergraduate students.

The current system targets the highest levels of support at students with household incomes of £25,000 or less, who need it most.