Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, if he will make an assessment on the merits of implementing automatic approval for Universal Credit for self-employed people who are ineligible for other Government financial support.

From 6 April 2020 we temporarily removed the application of the Minimum Income Floor (MIF) for all self-employed Universal Credit claimants. This ensures that the self-employed are supported by the benefit system so that they can follow Public Health England guidance on social distancing and self-isolation. In addition to the temporary removal of the MIF we have also delayed the Gainful Self-Employment Test, and dis-applied work search and work availability conditionality requirements. This means self-employed Universal Credit claimants can follow public health England guidance, and the Universal Credit award will be assessed on any actual earnings.

The adjustment to self-employment policy is a part of a wider government package to support those on low incomes through the outbreak. Taken together, these measures provide over £9.3bn of additional support through the welfare system for people affected by COVID-19. Further information about UC and self-employment can be found at: https://www.gov.uk/self-employment-and-universal-credit

Some small business owners may also receive a grant through the Small Business Grant Fund and the Retail, Hospitality and Leisure Grant Fund, as well as various business loan schemes. There is a lot of ongoing support that can be accessed, including the Bounce Back Loan Scheme for small businesses, the Coronavirus Business Interruption Loan Scheme and the deferral of tax payments.