Bank Services: Payments

(asked on 7th January 2021) - View Source

Question to the Department for Business, Energy and Industrial Strategy:

To ask Her Majesty's Government what assessment they have made of the risk to consumers of untransparent terms and conditions for online payments, and in particular, the risk of signing up to continuous payments in error; and what steps they plan to take to address any such risk.


Answered by
Lord Callanan Portrait
Lord Callanan
Parliamentary Under Secretary of State (Department for Energy Security and Net Zero)
This question was answered on 21st January 2021

Under the Consumer Rights Act 2015, all terms of written contracts must be fair and transparent. If terms in a consumer contract are assessed by a court as unfair, they will not be binding on the consumer, even if the consumer has “accepted” them.

The Government is working closely with Citizens Advice and the Consumer Protection Partnership, which brings together key partners within the consumer protection framework, to examine ways to make it easier for consumers to cancel unwanted subscriptions and avoid them facing unreasonable charges.

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