Workplace Pensions

(asked on 14th November 2025) - View Source

Question to the HM Treasury:

To ask His Majesty's Government what estimate they have made of the proportion of (1) defined contribution, and (2) defined benefit, pension schemes that use salary sacrifice for auto-enrolled workers.


Answered by
Lord Livermore Portrait
Lord Livermore
Financial Secretary (HM Treasury)
This question was answered on 1st December 2025

Whilst the government does not currently hold these figures, 39% of employers offer salary sacrifice and 35% of employees use it. We would expect that the vast majority of pension schemes using salary sacrifice include workers covered by pensions automatic enrolment. Automatic enrolment applies to workers aged between 22 and the State Pension age and earning at least £10,000 a year. The latest figures indicate that the majority (94%) of employees using salary sacrifice are eligible for auto-enrolment.

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