Question to the Ministry of Defence:

To ask His Majesty's Government whether it is their intention to pay off all, or part of, outstanding student loans to those recruited to the armed services.

Whilst this concept may have merits, the Armed Forces already provide significant opportunities for individuals to join and develop personally and professionally without the need to pay off student loans on entry. Many entry routes do not require degree-level qualifications, and existing schemes and pathways support personnel in gaining valuable qualifications and skills before and throughout their careers, benefiting both the individual and operational capability. Introducing a policy to repay student loans on entry would require extensive analysis to assess the financial implications, including the number of personnel with student loans, the overall cost of implementation, the administrative resources required, and any impact on existing support schemes that reflect the Armed Forces' long-standing commitment to investing in their people.

The Armed Forces already operate a range of bursary schemes for individuals undertaking degree-level study who commit to joining after completing their studies. These schemes differ across the single Services to reflect Service requirements, with support ranging from the payment of tuition fees to contributions towards living costs. The majority are focused on the Officer cadre, with the Army Musicians and Royal Navy Submarine Undergraduate Apprenticeship schemes being notable exceptions.

The Armed Forces also provide a comprehensive range of educational and professional development opportunities to invest in upskilling our people, through schemes such as Enhanced Learning Credits, the Publicly Funded Further and Higher Education Scheme, Apprenticeships and funded postgraduate study opportunities. In addition, personnel can gain qualifications and accreditation for the skills they acquire throughout their careers, demonstrating Defence's commitment to investing in its people and supporting their professional development at every stage of service.

Furthermore, Defence has introduced novel entry pathways to widen opportunities to join the Armed Forces, including Zig Zag Careers, the Defence Direct-Entry Cyber pathway and the Armed Forces Foundation Year Scheme. These initiatives provide alternative routes into Service, helping Defence attract the skills it requires while offering young people opportunities to develop their potential, gain valuable skills and contribute to the nation's security.