Question to the Department for Environment, Food and Rural Affairs:

To ask Her Majesty’s Government whether there are arrangements by which the Flood Re scheme may be disapplied to private residences which exceed a certain number of bedrooms.

There are no arrangements for the Scheme to be disapplied to homes which exceed a certain number of bedrooms.

There are no restrictions on the number of bedrooms a private residential property can have in relation to its eligibility for Flood Re. Insurers decide whether or not to cede a policy to Flood Re based on their assessment of a residential property’s flood risk, any commercial considerations relevant to the insurer and the eligibility criteria for the Scheme.

It remains important to obtain a number of quotes to get the best deal.