Correspondence May. 25 2023
Committee: Northern Ireland Affairs Committee (Department: Northern Ireland Office)Found: Correspondence to the Economic Secretary to the Treasury, relating to Individual Voluntary Arrangements and credit
Correspondence Nov. 28 2023
Committee: Public Administration and Constitutional Affairs CommitteeFound: offer payment in instalments because of the potential impact on employees in receipt of Universal Credit
Mentions:
1: Darren Jones (Lab - Bristol North West) policymakers to: consider properly the needs of mutuals and actively reduce barriers to their growth; support credit - Speech Link
2: Gareth Davies (Con - Grantham and Stamford) For example, last summer the Government amended the Credit Unions Act 1979 so that credit unions in Great - Speech Link
Nov. 25 2011
Source Page: Table showing Further Education Enrolments and Funding Rates on Trade Union Representatives Courses by Level, for 2009/10. 5 p.Found: 120.0146.0Level 210.0147.0Total30.0-WIRRAL METROPOLITAN COLLEGELevel 210.0147.0TOTAL760.0-Award in Trade Unions
Correspondence May. 25 2023
Committee: Northern Ireland Affairs Committee (Department: Northern Ireland Office)Found: Correspondence from the Economic Secretary to the Treasury, relating to Individual Voluntary Arrangements and credit
Mar. 02 2009
Source Page: House of Commons facilities time agreement, incorporating the Civil Service national Whitley Council revised agreement on facilities for indusrial-relations duties and trade union activities in the non-industrial Civil Service. 17 p.Found: ice to employees who are accredited representatives or members, not being paid union officials, of unions
Sep. 14 2023
Source Page: Financial support marketing campaign 2021-2022: evaluation report – August 2022Found: vulnerable.A campaign approach was divided into three phases: Benefit Uptake, Debt Advice and Affordable Credit
Asked by: Stephanie Peacock (Labour - Barnsley East)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what support is available to homeowners who have accrued unmanageable debt due to increased mortgage interest rates.
Answered by Andrew Griffith - Minister of State (Department for Science, Innovation and Technology)
The pricing of mortgages is a commercial decision for lenders, including relevant credit unions, in which the Government does not intervene. However, we recognise this is a concerning time for mortgage borrowers.
On Friday 23 June the Chancellor met with the UK’s largest mortgage lenders, UK Finance and the Financial Conduct Authority to discuss how lenders will provide support for those who encounter problems keeping up with their mortgage payments. At this meeting, lenders agreed to a new Mortgage Charter to support borrowers struggling with their mortgage payments that was published on 26 June. The Charter sets out the standards signatory lenders, which includes some credit unions, will adopt when helping their customers, including new flexibilities to help customers manage their mortgage payments over a short period.
The Charter is in addition to the significant safeguards already in place for consumers in the mortgage market. Financial Conduct Authority rules require lenders to engage individually with their customers who are struggling or who are worried about their payments in order to provide tailored support. The Government has also taken measures aimed at helping people to avoid repossession, including Support for Mortgage Interest (SMI) loans, and protection in the courts through the Pre-Action Protocol.
More widely, the Government is taking forward amendments to the Credit Unions Act 1979 through the Financial Services and Markets Act (FSMA) 2023 to allow the credit union sector to grow, by offering a wider range of products and services to their members. FSMA 2023 is central to delivering the Government’s vision to grow the economy and create an open, sustainable, and technologically advanced financial services sector.
Written Evidence Nov. 27 2023
Inquiry: Access to public services for young disabled peopleFound: Trades Unions Congress (TUC) – Written evidence (YDP0048) The TUC exists to make the working world
Mentions:
1: Lord Bishop of Norwich (Bshp - Bishops) Secondly, I think credit unions have a great part to play. - Speech Link
2: Baroness Kramer (LD - Life peer) Community Reinvestment Act; the Landesbanken in Germany, which support a local structure; and major credit - Speech Link
3: Baroness Vere of Norbiton (Con - Life peer) unions—they are quite interesting—and whether there is a gap in the market for hyperlocal banks that - Speech Link