Mentions:
1: Rosie Winterton (Lab - Doncaster Central) with it;“lease” means a lease at law or in equity and includes a sub-lease, but does not include a mortgage - Speech Link
2: George Eustice (Con - Camborne and Redruth) They cannot sell their properties because no one can get a mortgage to buy them. - Speech Link
3: None Residents are subject to unfair service charges and find themselves prisoners trapped in their own homes - Speech Link
4: None The family have tried deeds of variation, indemnity policies and multiple mortgage lenders, all to no - Speech Link
Correspondence Feb. 16 2024
Committee: Treasury Committee (Department: HM Treasury)Found: Letter from the Financial Conduct Authority, providing an update on mortgage borrowers in closed market
Feb. 09 2024
Source Page: Data protection in the Scottish Government: FOI releaseFound: in prison, collected by Scottish Prison Service, required to assess trends in number and type of prisoners
Mentions:
1: Bill Esterson (Lab - Sefton Central) to the country—damage for which my constituents are still paying the price in the shape of crippling mortgage - Speech Link
2: Catherine West (Lab - Hornsey and Wood Green) Millions of households saw their mortgage rates soar and millions more have felt the pain since their - Speech Link
3: Christine Jardine (LD - Edinburgh West) They could not pay their mortgage and they were struggling to pay for their children. - Speech Link
4: Fleur Anderson (Lab - Putney) complete Tory chaos of the summer of 2022 has had a long-term effect on our economy, with crippling mortgage - Speech Link
5: Alex Burghart (Con - Brentwood and Ongar) to strengthen law and order with our Sentencing Bill, the Criminal Justice Bill and the Victims and Prisoners - Speech Link
Asked by: Seema Malhotra (Labour (Co-op) - Feltham and Heston)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, with reference to the Answer of 8 March 2023 to Question 157639 on Mortgages, whether he plans to publish a response to the report entitled Releasing the Mortgage Prisoners, published on 1 March 2023.
Answered by Bim Afolami - Economic Secretary (HM Treasury)
The Government understands that being unable to switch your mortgage can be extremely stressful and, alongside the Financial Conduct Authority and industry, have shown we are willing to act, such as through the introduction of a ‘modified affordability assessment’.
The Government remains committed to this issue, and we are considering the proposals put forward in this report very carefully. While we cannot force lenders to lend to borrowers they consider too high a risk, we welcome views on any further practical and proportionate solutions that would meaningfully assist affected borrowers and be fair to other borrowers in the wider market. We are also regularly in contact with key stakeholders, including recently with the UK Mortgage Prisoners campaign group, to discuss potential solutions.
Jan. 31 2024
Source Page: Homelessness and Rough Sleeping Systems-wide evaluation feasibility reportsFound: aggravating in the near future, given the lessening accommodation availability , and beginning concerns over mortgage
Mentions:
1: Findlay, Russell (Con - West Scotland) At least one officer has become ill from inhaling drugs that were being smoked by prisoners. - Speech Link
2: Stewart, Alexander (Con - Mid Scotland and Fife) To ask the Scottish Government, in light of reports that the housing of adult male prisoners at HMP and - Speech Link
3: Constance, Angela (SNP - Almond Valley) The Prison Service has a strong track record of keeping different groups of prisoners separate, and robust - Speech Link
4: Constance, Angela (SNP - Almond Valley) pricing mechanism where costs increase at a rate that is greater than the retail prices index excluding mortgage - Speech Link
Found: grooming aggravating factor 31 Murder: end of relationship aggravating factor Transfer of prisoners
Found: offences: grooming aggravating factor 31 Murder: end of relationship aggravating factor Transfer of prisoners