Asked by: Richard Holden (Conservative - Basildon and Billericay)
Question to the Department for Transport:
To ask the Secretary of State for Transport, whether her Department has made an estimate of the fatality rate per vehicle mile travelled for hybrid, petrol, diesel and fully electric cars in each of the last five years.
Answered by Lilian Greenwood - Government Whip, Lord Commissioner of HM Treasury
The Department does not hold data that would enable an estimate of fatality rates per vehicle mile travelled by propulsion type.
The STATS19 collection and DVLA records provide a breakdown of fatalities in reported road traffic collisions by vehicle and propulsion type. This information is published in data table RAS0507 available on the gov.uk website.
However, data on mileage driven by vehicles of different propulsion types is not available to the Department. Consequently, it is not possible to calculate fatality rates per mile travelled by propulsion type.
Asked by: Shaun Davies (Labour - Telford)
Question to the Department for Energy Security & Net Zero:
To ask the Secretary of State for Energy Security and Net Zero, what steps he is taking to help reduce geographical variations in the cost of petrol and diesel.
Answered by Martin McCluskey - Parliamentary Under Secretary of State (Department for Energy Security and Net Zero)
The Government has introduced the Motor Fuel Price (Open Data) Regulations 2025, which requires all petrol stations in the UK to share live fuel price data through the Fuel Finder service from 2 February 2026. This will improve transparency and enable motorists to compare prices easily, helping to reduce regional disparities. The Competition and Markets Authority continues to monitor the road fuel market to assess the effectiveness of competition and advise the Government on any further action needed to protect consumers.
Asked by: Andrew Rosindell (Reform UK - Romford)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, if she will prohibit insurers from a) increasing premiums and b) removing no-claims discounts for hit-and-run victims in motor vehicle accidents.
Answered by Lucy Rigby - Economic Secretary (HM Treasury)
Insurers make commercial decisions about pricing and the terms of cover, they offer, including no claims discounts, based on their assessment of the relevant risks. The government does not generally intervene in these decisions by insurance companies and has no plans to add to existing legislation at this time.
However, the government is determined that insurers should treat customers fairly and firms are required to do under Financial Conduct Authority (FCA) rules. The FCA requires firms to ensure their products offer fair value, meaning the price paid by consumers should be reasonable compared to the overall benefits received. FCA rules also require insurers to handle claims fairly and promptly, provide appropriate guidance throughout the claims process, avoid unreasonable rejection, and settle claims promptly once terms are agreed.
The government launched a cross-government Motor Insurance Taskforce in October 2024 to address the rising costs of motor insurance, identifying short and long-term actions aimed at stabilising or reducing premiums, while maintaining appropriate levels of cover. The Taskforce’s final report, setting out actions being taken by government, regulators and industry to help reduce premium costs, was published in December 2025.
Asked by: Andrew Rosindell (Reform UK - Romford)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, if she will make it her department’s policy to introduce a mandatory excess reimbursement for innocent parties in motor vehicle accidents.
Answered by Lucy Rigby - Economic Secretary (HM Treasury)
Insurers make commercial decisions about pricing and the terms of cover, they offer, including no claims discounts, based on their assessment of the relevant risks. The government does not generally intervene in these decisions by insurance companies and has no plans to add to existing legislation at this time.
However, the government is determined that insurers should treat customers fairly and firms are required to do under Financial Conduct Authority (FCA) rules. The FCA requires firms to ensure their products offer fair value, meaning the price paid by consumers should be reasonable compared to the overall benefits received. FCA rules also require insurers to handle claims fairly and promptly, provide appropriate guidance throughout the claims process, avoid unreasonable rejection, and settle claims promptly once terms are agreed.
The government launched a cross-government Motor Insurance Taskforce in October 2024 to address the rising costs of motor insurance, identifying short and long-term actions aimed at stabilising or reducing premiums, while maintaining appropriate levels of cover. The Taskforce’s final report, setting out actions being taken by government, regulators and industry to help reduce premium costs, was published in December 2025.
Asked by: Andrew Rosindell (Reform UK - Romford)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps she has taken to ensure that the Financial Conduct Authority’s proposed motor finance consumer redress scheme is proportionate.
Answered by Lucy Rigby - Economic Secretary (HM Treasury)
The Government recognises the central role of the motor finance industry in helping consumers and businesses access vehicles and in supporting the wider automotive sector. Ensuring that consumers can access motor finance on manageable and affordable terms is therefore of vital importance and the Government wants to see this issue resolved in an efficient and orderly way that provides certainty for consumers and firms.
The Financial Conduct Authority (FCA), as the independent regulator, has consulted on proposals for a motor finance consumer redress scheme. Throughout the consultation period, which closed on December 12, the Government encouraged all stakeholders to fully engage with the process so that their views can be considered by the FCA. The FCA has indicated it will finalise the rules of the scheme in February or March.
Asked by: Andrew Rosindell (Reform UK - Romford)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, whether she has reviewed the Financial Conduct Authority’s proposed motor finance consumer redress scheme.
Answered by Lucy Rigby - Economic Secretary (HM Treasury)
The Government recognises the central role of the motor finance industry in helping consumers and businesses access vehicles and in supporting the wider automotive sector. Ensuring that consumers can access motor finance on manageable and affordable terms is therefore of vital importance and the Government wants to see this issue resolved in an efficient and orderly way that provides certainty for consumers and firms.
The Financial Conduct Authority (FCA), as the independent regulator, has consulted on proposals for a motor finance consumer redress scheme. Throughout the consultation period, which closed on December 12, the Government encouraged all stakeholders to fully engage with the process so that their views can be considered by the FCA. The FCA has indicated it will finalise the rules of the scheme in February or March.
Asked by: Andrew Rosindell (Reform UK - Romford)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps she has taken to support the motor finance industry.
Answered by Lucy Rigby - Economic Secretary (HM Treasury)
The Government recognises the central role of the motor finance industry in helping consumers and businesses access vehicles and in supporting the wider automotive sector. Ensuring that consumers can access motor finance on manageable and affordable terms is therefore of vital importance and the Government wants to see this issue resolved in an efficient and orderly way that provides certainty for consumers and firms.
The Financial Conduct Authority (FCA), as the independent regulator, has consulted on proposals for a motor finance consumer redress scheme. Throughout the consultation period, which closed on December 12, the Government encouraged all stakeholders to fully engage with the process so that their views can be considered by the FCA. The FCA has indicated it will finalise the rules of the scheme in February or March.
Asked by: Richard Holden (Conservative - Basildon and Billericay)
Question to the Department for Transport:
To ask the Secretary of State for Transport, pursuant to the Answer of 12 January 2026 to Question 102871, if she will provide a hyperlink to that information.
Answered by Keir Mather - Parliamentary Under-Secretary (Department for Transport)
The cost-benefit analysis referred to previously and published alongside the VETS order 2023 can be found here: https://www.legislation.gov.uk/uksi/2023/1394/pdfs/uksiod_20231394_en_001.pdf.
Asked by: Euan Stainbank (Labour - Falkirk)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what estimate she has made of the potential increased revenue due to recent changes to the tax classification of double cap pickups in 2026-27 financial year.
Answered by Dan Tomlinson - Exchequer Secretary (HM Treasury)
The estimated amount of tax in 2026/27 that will be raised from double cab pick-up vehicles being treated as cars, comprised of increased Company Car Tax revenue and reduced Capital Allowances, has been estimated as follows:
Exchequer Impact (£m) | 2026-27 |
| 235 |
This figure is based on Autumn Budget 2024 basis and is subject to uncertainty typically around the behavioural response.
Asked by: Jim Shannon (Democratic Unionist Party - Strangford)
Question to the Department for Transport:
To ask the Secretary of State for Transport, how many people have been disqualified or suspended from driving due to not holding a valid insurance policy over the last 12 months.
Answered by Lilian Greenwood - Government Whip, Lord Commissioner of HM Treasury
The courts are responsible for convicting and sentencing individuals for road traffic offences and notify the DVLA of any driving endorsement ordered following a conviction and sentence.
The offence of using a motor vehicle while uninsured is represented by DVLA offence code IN10. Should an individual be convicted of offence IN10 they could face a fine, 6 to 8 penalty points or a period of disqualification. There were 2,564 drivers between 1 January 2025 and 31 December 2025 where a disqualification was recorded against offence code IN10 on the driver record.
There is a possibility that there could be some records where someone has been disqualified for multiple offences where an IN10 was one of those offences, but the disqualification may not be recorded against IN10 in the statistics.