Flooding Interventions

Baroness Ritchie of Downpatrick Excerpts

Tuesday 6th January 2026 Lords Chamber

Asked by

[Baroness Ritchie of Downpatrick]

To ask His Majesty’s Government what outcome-based measures they use to measure the effectiveness of flooding interventions.

[The Parliamentary Under-Secretary of State, Department for Environment, Food and Rural Affairs (Baroness Hayman of Ullock) (Lab)]

My Lords, properties better protected is currently our main measure for tracking the current flood investment programme. In addition, we measure asset condition. A new 10-year programme starts in April this year and will benefit 840,000 properties by 2036. Our new strategic objectives will drive funding towards the most beneficial interventions. This will be measured by a set of outcome metrics covering economic benefits and reduction in flood risk to properties.

[Baroness Ritchie of Downpatrick (Lab)]

My Lords, I thank my noble friend the Minister for her response. In October 2025, the Government committed a record £10.5 billion to flood defences to protect nearly 900,000 properties. Will the Minister tell your Lordships’ House what assessment they have made of this investment in flood defences, reducing insurance costs for those residents, bearing in mind the ever-present problem of climate change?

[Baroness Hayman of Ullock (Lab)]

My noble friend is correct that we have committed a record £10.5 billion to flood defences, the reason being that flood risk is one of the factors that determine home insurance prices. Our investment programme is designed to manage flood risk by reducing it and by preventing further increases. Clearly, this can also take properties out of the need to use Flood Re for their insurance. To remind noble Lords, Flood Re is a joint government and industry flood reinsurance scheme designed to help UK households at high risk of flooding to access affordable insurance.