"I welcome the opportunity to take part in this interesting debate. It is the second time that I have intervened in what appears to be a series of debates on this issue. The last time I was guilty of a degree of naivety. It turned out that it was not …..." Lord Davies of Brixton - View Speech
"I am keen not to be seen as a support act to the noble Lord, Lord Moylan, although some of my remarks might echo points that he made in the previous group.
"I congratulate the noble Lord, Lord Sharkey, on making a very powerful case for keeping the existing system under which the FOS operates. The problem here, expressed in the considerable representations that we have received from consumer groups, is a lack of clarity about the problem that this is meant …..." Lord Davies of Brixton - View Speech