Business of the House

Bobby Dean Excerpts

Thursday 30th October 2025 Commons Chamber

[Madam Deputy Speaker (Ms Nusrat Ghani)]

I call the Liberal Democrat spokesperson.

[Bobby Dean (Carshalton and Wallington) (LD)]

I associate myself with the comments about hurricane victims and, indeed, with the comments about Prunella Scales.

Earlier this week, we were treated to the delight of a Conservative Opposition day, and the main thing we learned is that the Conservatives do enjoy being in opposition. We had the shadow Housing Secretary, the right hon. Member for Braintree (Sir James Cleverly), decrying the housing crisis that their Government left behind, and the former Secretary of State for Work and Pensions, the right hon. Member for Central Devon (Sir Mel Stride), committing to reducing the welfare bill that went up on their watch.

We hear that we are to get yet another Conservative Opposition day next week. The Conservatives are set to get 17 days to the Liberal Democrats’ three in this parliamentary Session. We would just gently suggest that, if we want to elevate the debate in this Chamber, we may want to redress that balance in the next Session.

[Richard Tice (Boston and Skegness) (Reform)]

How many does Reform get?

[Bobby Dean]

Moving on to fraud—speaking of— I would like to focus on how fraud destroys lives. It eradicates people’s savings, it plunges people into debt and it diminishes people’s faith in human nature. Fraud is on the rise—it is up by almost a fifth—and it makes up nearly half of all crime in the UK.

I know that the Government are set to release a fraud strategy soon, but there are worrying reports that a key component is about to be ditched. British banks pick up the tab for fraud in this country. They are the ones who reimburse the victims, even though the vast majority of fraud these days happens on online platforms. The Prime Minister himself recognises this, saying before the election that tech companies have a clear obligation and should have a clear financial incentive to tackle fraud. That commitment is what we are worried about being dropped—apparently to appease American President Donald Trump.

The Government sent a gushing letter to big tech CEOs over the summer congratulating them on their efforts in tackling fraud, but UK Finance and the Financial Conduct Authority both disagree and say that big tech companies are not doing enough. Can the Government publish their fraud strategy and commit to holding big tech companies to account, ensuring that they are hit in the pocket for not tackling fraud?

[Sir Alan Campbell]

I will first respond hon. Member’s point about Opposition days, as I have announced not just one but two of them. This might be a matter that he wishes to draw to the attention of the Modernisation Committee. I am going to defend the official Opposition here and say gently to the hon. Member that the official Opposition do have a particular role in the constitution, and we need to be very careful before we start changing that simply because an election can produce particular numbers of seats for other parties.

I thank the hon. Member for raising the fraud strategy. Fraud is a hugely important matter for many of our constituents, and it remains a huge challenge and one of the most commonly experienced crimes in our country. As he points out, we will bring forward a new strategy later this year to protect consumers and businesses. We need everyone to play their part in that, and we continue to urge tech and social media companies to take stronger action to stop consumers being defrauded when using their sites. Writing to and asking them to do that does not necessarily equate with ditching any pledge we have made.