Renters’ Rights Bill Debate
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(1 day, 21 hours ago)
Lords ChamberMy Lords, I apologise for not being present during Second Reading or the preceding Committee sittings due to a health issue. I declare my interest as a vice-president of the LGA.
I fully support this group of amendments and wish to speak in particular to Amendment 275A, to which I would have added my name if I had been more alert to the changes at the time. I am delighted to see Amendments 206A, 262 and 271, which cover the conditions of those living in boats. The noble Lord, Lord Cashman, has laid out the arguments for these amendments extremely eloquently.
Over the years, I have had several meetings with the National Bargee Travellers Association. These are a group of people within our community who have had a difficult time, as they have no permanent moorings. Some find they are constantly moving in order to comply with mooring conditions. This can be extremely disruptive, especially for those who have school-aged children or health appointments to keep. As my noble friend Lady Miller has said, this issue has been running for a very long time. It really is time that equality was brought to the issue for all those living on a boat as their home. There should be no difference between the way different houseboat dwellers are treated. Boat dwellers should have the same protection as those living on dry land: a safe and secure home.
The noble Baroness, Lady Whitaker, has set out the case for Amendments 206B and 275A extremely well. It is essential that all the facilities on site, including amenity blocks, are in a good state of repair and fit for use. Residents living on Gypsy and Traveller sites often experience poor living conditions, with inadequate mechanisms in place to hold landlords to account, especially on the maintenance of essential living facilities. The Renters’ Rights Bill presents a vital opportunity to address this, and we should grasp it.
Most significantly, the RRB abolishes assured shorthold tenancies and fixed-term tenancies. It also introduces an extensive range of further measures designed to enhance the rights of tenants, including applying the decent homes standard to the private rented sector and extending Awaab’s law to private rented sector tenancies. The Office for National Statistics conducted research in 2022 with residents living on private and local authority sites, who reported issues such as fly-tipping, vermin infestation, proximity to environmental hazards, dampness and leaks, and the general need for repair. This could be the environment which some children would consider their playground.
The current changes will not apply to buildings comprising essential living facilities, nor the caravans and mobile homes situated on a pitch on a Gypsy or Traveller caravan site. Together with the housing health and safety rating system contained in Part 1 of the Housing Act 2004, these measures are important means of policing housing standards. There is no justification for not applying these regimes to the buildings that Gypsy and Traveller households use as part of their home or mobile home when it is rented from a landlord.
The previous speakers have supported this group of amendments and I agree wholeheartedly with their comments. The protections afforded to tenants in bricks- and-mortar buildings must be extended to those whose homes are in caravans and mobile homes, as well as to the amenity buildings on the sites of these homes. I look forward to the Minister’s response.
My Lords, I welcome this group of amendments as a point of discussion and commend the noble Lord, Lord Cashman, on his introduction of it. As somebody who has spent 50 years in the property business, I am absolutely unsurprised that the noble Lord may have received a less than enthusiastic welcome from members of the Bill team, because his amendment raises a fundamental principle around what we are actually looking at: that is, whether we are looking at the use of land or the use of a water body, which we used to refer to as “land covered by water”.
It seems to me that the principles relating to those two are rather different. A fixed pitch for a caravan is fundamentally different in qualitative and quantitative terms from a mooring, which is, in essence, a connection to the shore but with the vessel fundamentally sitting over water. It is not just houseboats that are involved here. This is also about moorings in marinas, where the water body may be a tidal area, which one would assume might be in the possession of the Crown.
A fundamental difference here is that, where you have a house as a piece of real estate—in other words, land with bricks and mortar—it is fundamentally fixed and has a degree of permanence in law, unlike something that can be sailed away. To take another analogy, if somebody wishes to have a motor home and park it permanently at one location, does the same apply? Because that could be driven away; it is not in the nature of a permanent feature.
I do not have any particular problems with the provisions of this Bill applying more widely, if that policy decision is made here, but I do see a problem in terms of its application. This gets a little more complicated when you consider that the item occupied for this particular purpose may be something that somebody rents as an entirety—in other words, a boat and a piece of mooring and the water in which it floats—or may be something quite different, in terms of its nature, because the person who occupies the thing may actually own the boat and bring it there.
On the point made by the noble Baroness, Lady Whitaker, Awaab’s law might apply to the former instance, where the boat and the pitch are a complete package, rented as one element. However, it would not apply to an occupier of their own houseboat. However leaky the bucket may be, it is their responsibility and not the responsibility of the person from whom they are renting the mooring.
So I can see that there are a number of different ways in which this rather difficult cake gets cut, and I rise to clarify some of the points as a matter of land law rather than to pass judgment on whether, as a matter of policy, there should be the protections afforded under this Bill in whole or in part.
I have the greatest respect for the noble Earl’s expertise in this area. However, I suggest that the key aspect which the Renters’ Rights Bill deals with is not essentially the physical structure of the home but the fact that it is somebody’s permanent home and they are the residents and rent it. Even if it were a balloon in the sky, if it were a permanent rented home, that is the criterion that should apply equal rights to the residential person. I will probably defer to the noble Earl’s expertise, but it does seem to me that renting your home is what matters, not what the home consists of.
I am grateful to noble Baroness, who has great wisdom in this area. I am a humble technician on these matters.
There is an issue of permanence: whether the item is in some way permanently fixed or adhering to the surface—or, if it was a house on stilts, glued to the bottom of whatever water body there is—or whether it is actually capable of being removed. Permanence is a bit of a problem, I agree. I dare say that the average static caravan might have a life expectancy of perhaps 20 years before it is effectively scrap. I do not know how long a houseboat lasts, because I have never asked anybody. I do know that, every now and again, they have to be hauled out of the water and taken away to some yard to have plates welded on the bottom, anti-fouling paint added and all sorts of other things done to make them fit for purpose. Therefore, they do not have that permanence of being permanently affixed to a site from which they cannot be removed without total demolition.
I see that as rather different from something that can be sailed away, driven away or lifted out of the water. It is a different nature of animal from what we understand as real estate. The real estate here would be the land covered by water or, in the case of a mooring in a marina, that bit of tidal water. For something that might be on wheels, the permanent bit is the pitch and not the device or box in which the living takes place. That is the break point that we are dealing with here. As I say, I make no policy judgment on this. I just say that there is a technical difficulty in real estate terms in trying to pin it down, which is why the noble Lord, Lord Cashman, got the reception that he described earlier.
My Lords, I will speak to Amendments 220 and 225, tabled by the noble Lord, Lord Best, and my Amendments 243 and 243A, all of which seek to strengthen and clarify the role of the new private rented sector database.
I also support Amendment 219, moved by the noble Lord, Lord Hacking. In so much of this Bill we lack a timeframe. Between us, we have tabled several amendments asking for clarification on timeframes. It is not just us seeking these timings but everyone who is impacted by the Bill.
This is an area of great potential. I confess to getting quite excited about it when I first realised that it was a real tool in the Bill. A well-designed database could be genuinely transformative, supporting better enforcement, empowering tenants and giving responsible landlords the tools that they need to navigate the system more effectively. The noble Lord and I have very similar thoughts on that. However, to achieve that, it must be more than just a repository of basic information, which is where I fear we are going. It must be useful, accessible and enforceable.
Amendment 220 seeks to make it clear that the database is a tool not just for local authorities but for public good. It should serve the interests of tenants, responsible landlords and good letting agents alike. In its current form, the Bill seems to emphasise enforcement utility but underplays the wider potential of the database as a source of transparency and information for all parties in the rental market. If we want this database to help drive up standards and support informed decision-making, we must set out that intention clearly.
Amendment 225 introduces two further practical improvements. First, it allows letting agents to upload information on behalf of landlords, a sensible provision given the role that many agents already play in managing compliance. Secondly, it proposes that the database should offer a portal to help landlords determine whether their properties require licensing under the local authority schemes and to apply for those licences where necessary. Too often, licensing rules can vary from one area to another and be hard to navigate, particularly for smaller landlords. A centralised, user-friendly tool would significantly improve compliance.
My Amendment 243 probes a critical issue: enforcement. The Bill states that landlords must be registered on the database along with each of their dwellings, but it is currently unclear what consequences there are for non-compliance. This amendment proposes that failure to register should be an offence, and we seek clarity from the Government on how these provisions will be enforced in practice. Without credible enforcement mechanisms, even the best-designed database risks being ignored by the very landlords it is intended to regulate.
Finally, Amendment 243A would give the Secretary of State the power to include links to useful resources on the database, such as the “My Housing Issue” gateway. Such signposts may seem minor, but they can make a real difference, especially for tenants who need guidance on their rights or for landlords seeking to meet their obligations. The database should not exist in a vacuum; it should connect users to help, advice and relevant legal frameworks.
These amendments may differ in focus, but they are united by a common aim: to ensure that the private rented sector database lives up to its promise and potential. It must be more than a tick-box exercise; it must be practical, enforceable and truly useful to the people it is meant to serve. I hope the Minister will give these proposals careful consideration, and I look forward to hearing the Minister’s response.
I will make just a couple of comments on the two amendments tabled by my noble colleague, the noble Lord, Lord Best. I start with Amendment 220 and the point made in support of it by the noble Baroness, Lady Thornhill, because what is proposed here is clearly, in effect, a public register. I was not absolutely sure that I understood whether that was delimited in certain ways by the reference to “other interested stakeholders”, whoever or whatever they might be in any given circumstance, but a public register is what we are dealing with.
If I may, I link this across to the next group of amendments, because it is appropriate to mention here that the noble Baroness, Lady Thornhill, has Amendment 222, which has an extensive list of requirements. I simply say that some of what she sets out there might need a rethink as to whether it is appropriate for that degree of detailed information to be on a public register, bearing in mind who else may have access to it and for what purposes.
I have a question on Amendment 225. I absolutely agree with the functionality point, and I add to that by saying that there must absolutely be an email communications option in any database of this sort. Given the state of the normal, regular postal service, having an email option and being able to flag up an alert system of some sort would be absolutely essential for any landlord, their agent or, for that matter, any renter using the database.
My question is to do with the way the database is applicable to local authority schemes. The noble Baroness, Lady Thornhill, confirmed what I believed to be the case: namely, that local authority schemes might vary considerably. If we have a national database, I simply ask how that deals with strictly local things on a per local authority basis. The rules of the game must obviously apply nationally, but the property concerned, the landlord and the renter in particular may be local. I simply flag up how that will function or whether there will be a subsidiary local authority subset on a per local authority basis.
If we have approach, and given the amount of data that the noble Baroness’s later amendment suggests, then, in terms of the amendments previously spoken to by the noble Lord, Lord Hacking, I suggest that we are looking at quite a considerable lead-in period in practical terms to get this database in place. If it is to be of use, it needs to start off as some sort of cut-down version in order to enable the essential information to be there, even if it is then expanded. I therefore see this being achievable by some sort of rollout over time. Trying to put it in place from day one would be a recipe for something approaching chaos.
My Lords, I will briefly comment on two amendments in this group: Amendment 233 in the names of the noble Baroness, Lady Scott of Bybrook, and the noble Lord, Lord Jamieson, and Amendment 243 in the name of the noble Baroness, Lady Thornhill, about databases. I feel that we are overlooking the need to ensure that the rogues in the system are identified and banned or punished for bad behaviour. They riddle the rented sector, I am afraid.
The database is a great attempt to give transparency and clarity to mortgagees, as in one of these amendments, to tenants and to potential tenants to check on their potential landlords. It is not responsible landlords who are the problem; it is the rogues. Rogues like to be invisible. They do not want to be detectable. They certainly do not want enforcement proceedings served against them. Enforcement must have teeth. Without real teeth, there is little point in trying to catch the rogues. The database would go a long way towards achieving that, but I fear that there is not enough determination in the Government to really punish those who are determined to cheat.
Rogues can hide their properties under the names of shelf companies. They can be registered abroad. They can have a tangled web of subsidiaries and further subsidiaries. They will make themselves as invisible and undetectable as possible. I close by simply saying that these are good amendments, but I would love to see sharper teeth in the enforceability.
My Lords, I have added my name to Amendment 222, in the name of the noble Baroness, Lady Thornhill. This Bill is very big and has wide-ranging impacts. Some are certainly planned, and others are possibly unplanned. It is vital that those impacts are evaluated. It is unfortunate that, at this stage, the evaluation plan is slightly unformed, but the impact assessment makes it clear that it is going to rely on some of the data collected in this database. Given that it is going to rely on that data, I think it has to be specified in the Bill.
For example, one of the prime aims of the Bill is to increase security of tenure, thereby reducing evictions and unplanned moves. The current source of that data is from the English Housing Survey, which suffers from the vagaries of any survey at the moment and questions about its validity. More importantly, it also does not have the necessary granularity, given that the local authority level is going to be the level at which this Bill is enforced. So we need the data that is going to be collected in this database in order to be able to tell whether the Bill is at all effective, and what other effects it might have.
That is true also of things such as rental increases, which it is trying to keep a lid on. If we do not have a record of those rental increases, we will not know whether it is effective. So I am concerned to hear tonight that the database may not even be fully in action within the first year of the Act being passed. How will we know what the effects are if the Act has already been in place for over a year before we measure some of these impacts? I would love to hear more from the Minister about what is going to be in the database and when those different aspects of the database are going to be active.
My Lords, I have already mentioned Amendment 222 in the name of the noble Baroness, Lady Thornhill, so I need say no more about it at this stage. I turn, then, to the one other amendment in this group that interests me: the one introduced by the noble Baroness, Lady Grender. The information that she proposes should be disclosed in the database is quite extensive. I have three points to make.
First, is the noble Baroness satisfied—and would the Minister consider herself satisfied—that, if there were an ongoing dispute, putting that data raw, on an incomplete process, would be free from creating a prejudice around the outcome? That might be in either direction; I am thinking only that this might be a quasi- judicial process of one sort or another. I just wish to flag that up.
Secondly, in any event, obviously, the database would identify both parties: the renter and the landlord. I assume that, when the noble Baroness says that her amendment would create a greater egalitarian thing, she is also happy with renters and landlords being mentioned, because the identity of the parties will be known. However, depending on the detail that goes in, there might be the disclosure of what might be described as more sensitive information related to the nature of the dispute; I wished to flag that up in case it had been overlooked. Bear in mind that, if we are talking about an open register, this goes to everybody, anywhere, who can tap into the information.
Thirdly, there is a whole issue here around the performance characteristics that sit behind this group of amendments, in terms of what is going on around the efficiency of the process through which information might be derived from this database. There must be a difference, I think, between the metadata from the processing of things, such as the speed at which things are dealt with and so on, the data on the types of disputes that might typically arise, including their frequency and distribution, and the individual data on the register. There will certainly be derivative information that does not necessarily require the total disclosure of all sorts of intricate and possibly personal details.
I would be very happy for the database to be used for the purpose of the further processing of non-personalised data of one sort or another for statistical and performance calculating processes. I am less clear, though, that that necessarily sits as a direct part of the database; that is, as a derivative of it. One must be careful about what one is expecting the raw data on a database to consist of; and about how it is going to be used as a derivative thereafter.