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Speech in Commons Chamber - Thu 05 Nov 2015
Royal Bank of Scotland

"It is a pleasure to follow the hon. Member for Ross, Skye and Lochaber (Ian Blackford). I associate myself with his final comments about RBS.

This is an important debate and I congratulate the hon. Member for Edmonton (Kate Osamor) on securing it. I put my name to the motion …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 05 Nov 2015
Royal Bank of Scotland

"I would certainly say there is a need to look in detail at the way RBS is performing. There are questions still to be asked about the corporate culture within RBS and questions raised by the Banking Commission need to be looked at.

It is important to state that this …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 05 Nov 2015
Royal Bank of Scotland

"I am absolutely aware of the problems with Ulster Bank—not only computer glitches but undoubtedly questionable past behaviour—and I associate myself with the hon. Gentleman’s comments.

When hon. Members talk about the need to sell RBS shares at a profit, it is important to bear in mind the context. The …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 05 Nov 2015
Royal Bank of Scotland

"If criminal behaviour has been identified, there should be criminal sanctions. My hon. Friend the Member for Bedford (Richard Fuller) stated clearly that the banking issue would not be resolved in the eyes of the British public until somebody had gone to jail. I am not advocating sending any innocent …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 05 Nov 2015
Royal Bank of Scotland

"I would be careful about offering an opinion, because I do not think that risk should be criminalised; as small businesses understand, risk is inherent in business. If there is a clear effort to manipulate the situation, that is different, but risk is inherent. Most small businesses understand, when they …..."
Guto Bebb - View Speech

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Written Question
Small Businesses: Loans
Thursday 29th October 2015

Asked by: Guto Bebb (Independent - Aberconwy)

Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, when he plans to respond to the recommendations of the Treasury Committee's report, Conduct and competition in SME lending, published on 16 March 2015.

Answered by Harriett Baldwin - Shadow Minister (Business and Trade)

The Parliament, and its then Treasury Select Committee, dissolved shortly after this report was published and HM Treasury was not able to prepare a response before dissolution.


HM Treasury is considering the Committee’s recommendations and will be responding to the new Committee in due course.

Speech in Commons Chamber - Thu 29 Oct 2015
Tax Credits

"On the specific issue of dealing with the changes for people coming into the system, does the right hon. Gentleman not recognise that that shows its complexity? Somebody who is offered a position paying more than enough to take them out of the tax credits system might be reluctant to …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 29 Oct 2015
Tax Credits

"It is a pleasure to speak in this important debate, and I congratulate the right hon. Member for Birkenhead (Frank Field), and others, on securing it.

This debate is a good opportunity for us to discuss tax credits in more depth—there is possibly a degree of unanimity across the Benches, …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 29 Oct 2015
Tax Credits

"My right hon. Friend touched on the issue of housing benefits mitigating some of the tax credit changes. Is that not another problem with the policy? Someone living in rented accommodation and receiving housing benefit would receive mitigation under the current system, but someone who had bought their own property …..."
Guto Bebb - View Speech

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Speech in Commons Chamber - Thu 29 Oct 2015
Tax Credits

"In the spirit of cross-party co-operation, does the hon. Gentleman not accept that there are small businesses in constituencies such as mine, where we do not go shooting and are not involved in that type of behaviour, which appreciate that the Treasury is allowing them time to adapt to a …..."
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