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Speech in Commons Chamber - Thu 16 Nov 2017
Universal Credit Roll-out

"I am sorry but the hon. Lady is wrong. I took through the statutory instruments on work conditionality myself, and when we left government, people were always £40 a week better off in work than not in work. Those are the facts.

Women fleeing domestic violence are in an even …..."

Helen Goodman - View Speech

View all Helen Goodman (Lab - Bishop Auckland) contributions to the debate on: Universal Credit Roll-out

Speech in Commons Chamber - Thu 16 Nov 2017
Universal Credit Roll-out

"indicated dissent...."
Helen Goodman - View Speech

View all Helen Goodman (Lab - Bishop Auckland) contributions to the debate on: Universal Credit Roll-out

Speech in Commons Chamber - Thu 16 Nov 2017
Universal Credit Roll-out

"indicated dissent...."
Helen Goodman - View Speech

View all Helen Goodman (Lab - Bishop Auckland) contributions to the debate on: Universal Credit Roll-out

Speech in Commons Chamber - Thu 16 Nov 2017
Universal Credit Roll-out

"Anybody can manage on a monthly payment of £2,000, but managing on a monthly payment of £500 is rather more difficult...."
Helen Goodman - View Speech

View all Helen Goodman (Lab - Bishop Auckland) contributions to the debate on: Universal Credit Roll-out

Speech in Commons Chamber - Mon 13 Nov 2017
Oral Answers to Questions

"What the Secretary of State has repeated again this afternoon falls into the trap of treating everyone on universal credit as if they were out of work. Surely one big issue is the problem of applying conditionality to people who already have jobs?..."
Helen Goodman - View Speech

View all Helen Goodman (Lab - Bishop Auckland) contributions to the debate on: Oral Answers to Questions

Written Question
Support for Mortgage Interest
Monday 30th October 2017

Asked by: Helen Goodman (Labour - Bishop Auckland)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, how the interest rate will be set, following support for mortgage interest changes in April 2018.

Answered by Caroline Dinenage

A Standard Interest Rate (SIR) based on the Bank of England’s published monthly average mortgage interest rate is used to calculate the amount paid towards the interest on a claimant’s mortgage and / or loan. This rate is based on information from banks and building societies and reflects an average of current mortgage interest rates on UK loans. The current rate (from June 2017) is 2.61%.

Interest will be charged on SMI loans based upon the cost of gilts as published by the Office for Budget Responsibility (OBR). This rate reflects the cost of Government borrowing. The Gilt Rate Forecast for 2017-18 is 1.5% as specified in the latest Economic and Fiscal Outlook published on the 8th March 2017 by the OBR and the current forecast for 2018-19 is 1.7%.


Written Question
Support for Mortgage Interest
Monday 30th October 2017

Asked by: Helen Goodman (Labour - Bishop Auckland)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, who will be administering the support for mortgage interest changes due to take place in April 2018.

Answered by Caroline Dinenage

The registration of charges on a claimant’s property and loan arrangements will be managed by the Department for Work and Pensions.


Written Question
Support for Mortgage Interest
Monday 30th October 2017

Asked by: Helen Goodman (Labour - Bishop Auckland)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, following the support for mortgage interest changes in April 2018, with what frequency interest will be applied.

Answered by Caroline Dinenage

Interest on Support for Mortgage Interest loans will accrue daily and shall be added to the outstanding amount at the end of each month.


Written Question
Support for Mortgage Interest
Monday 30th October 2017

Asked by: Helen Goodman (Labour - Bishop Auckland)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, how many claimants will be affected by the changes to the support for mortgage interest due to take place in April 2018.

Answered by Caroline Dinenage

I refer the Hon. Member to the answer I gave on 13 September 2017 to Question 9506.


Speech in Commons Chamber - Tue 24 Oct 2017
Universal Credit Roll-out

"Will the hon. Gentleman give way?..."
Helen Goodman - View Speech

View all Helen Goodman (Lab - Bishop Auckland) contributions to the debate on: Universal Credit Roll-out