Oral Answers to Questions

Debate between John Glen and Jack Lopresti

Tuesday 22nd June 2021 Commons Chamber

[Jack Lopresti (Filton and Bradley Stoke) (Con)]

What steps his Department is taking to encourage home ownership.

[The Economic Secretary to the Treasury (John Glen)]

The Government are committed to helping people own their own home. Our new mortgage guarantee scheme is increasing the availability of mortgages for credit-worthy households who only have a 5% deposit, helping them realise their dream of home ownership. The lifetime ISA provides a bonus to those under 40 saving towards a home, worth up to £450,000.

[John Glen]

I thank my right hon. Friend for his question. The Government are investing more than £5 billion in building safety, including an additional £3.5 billion announced this year for the remediation of unsafe cladding for all leaseholders living in high-rise residential buildings. We are also introducing a new tax on the UK residential property development sector and a new levy on developers of certain high-rise buildings to help pay for cladding remediation costs.

[Jack Lopresti]

Does my hon. Friend agree that the mortgage guarantee scheme has in a short time seen a dramatic increase in the availability of 95% mortgages, which will make home ownership a realistic goal for people aspiring to be homeowners?

[John Glen]

My hon. Friend is absolutely right. Since the scheme has been up and running—as he says, it has been a matter of only a few weeks—we have seen the provision of 95% mortgages expand from just five to 192. This is a significant change, and I am grateful to the industry for the moves that it has made, with Government support.

Defence Personnel

Debate between John Glen and Jack Lopresti

Thursday 6th December 2012 Commons Chamber

[Jack Lopresti]

I completely agree with my hon. Friend and later in my remarks I will say that a time must come when we say, “Enough is enough; no more cuts.”

I raised in a previous debate a point about the EU budget and foreign aid budgets being protected or increasing, and I was pleased when the former Defence Minister, the hon. Member for Aldershot (Sir Gerald Howarth), said that there is an alternative

“and it is to reprioritise Government spending…we cannot justify spending ever more taxpayers’ money on overseas aid and cutting our armed forces.”—[Official Report, 18 October 2012; Vol. 551, c. 521.]

My constituents and I are concerned that the planned reductions will leave us with the smallest Army since the Napoleonic wars. History shows that we rarely see the next war coming. We do not choose our wars—they choose us. Although our security is still largely protected by the Government’s plans, there must come a point when we draw a line in the sand and say to the Treasury, “No more reductions and no more cuts.”

Defence Equipment and Support is based in my constituency. Many of my constituents work there and some have told me that changes are needed in the way it is structured and operates. Those civilian personnel are vital to the future of our armed forces and carry out crucial tasks. I have visited DE and S and have seen at first hand how important procurement, logistics and back-office operations are to the effectiveness and well-being of our troops in theatre and elsewhere.

I look forward to an announcement on the proposed changes early in the new year so that the uncertainty felt by my constituents—and others who work at DE and S—is addressed. Whatever reforms the Government propose for DE and S, I ask them to seek cross-party support. The future of DE and S will have a long-term effect on the capability of our armed forces. It is in our national interest that the best kit for our troops is delivered at the right time to the right place, and of course we must also deliver the value for money to the taxpayer. Members on both Front Benches have a duty to work together to minimise the uncertainty and anxiety of DE and S personnel now and in the years to come with a reassurance that a future Government will not rip it up and start again.

The Government have said that reserves will be at the heart of an adaptable whole force and I welcome the reserves review and the Future Force 2020 report. If the reserves of the future are to play an integral part in the defence of the realm, they must be fully integrated with regular forces on operations and exercise. I welcome the Government’s commitment to an additional £1.8 billion over the next decade for new equipment and training for reserves, as well as the consultation paper on engaging employers, which is crucial.

[John Glen (Salisbury) (Con)]

Does my hon. Friend share my concern that there could be the danger of undue reliance on large employers? Communities such as mine in Salisbury have a large number of smaller micro-employers. They are keen to participate in making reserves available, but there must be appropriate support for small businesses.

[Jack Lopresti]

I agree with my hon. Friend. The attitude and support of employers is crucial for future reserves, and whether they succeed or fail largely depends on how we support smaller businesses that allow their employees to be deployed on operations and exercises for long periods of time.

I am concerned about the post-deployment and aftercare of mobilised reservists. To serve their country on operations, reservists take a break from normal civilian, family and professional life, in most cases for up to a year. It is much harder for reservists to adjust to post-deployment life than it is for regular forces, because of the added factor of trying to get back to normal day-to-day life without the kind of support that a full-time soldier would receive, surrounded by comrades and the regimental family. A person could be out on the ground in Afghanistan, but a few weeks or months later they go back to their civilian job and are surrounded by people who have no understanding of what they have been through. I hope Ministers recognise that and will ensure that adequate provision is made.

I would like the House to consider the words of Lord Healey, a former Chancellor and Secretary of State for Defence who served as Royal Engineer in the north African campaign, the allied liberation of Sicily and the Italian campaign, and who was the military landing officer for the British assault brigade at Anzio. He said:

“Once we cut defence expenditure to the extent where our security is imperilled, we have no houses, we have no hospitals, we have no schools. We have a heap of cinders.”—[Official Report, 5 March 1969; Vol. 779, c. 551.]