Pension Equality for Women

Lilian Greenwood Excerpts

Thursday 14th December 2017 Commons Chamber

[Luke Pollard (Plymouth, Sutton and Devonport) (Lab/Co-op)]

I thank my hon. Friend the Member for Easington (Grahame Morris) not only for securing the debate, but for joining me on my Facebook Live last night to take questions from WASPI women in Plymouth.

First, I would like to declare an interest: I am the son of a WASPI woman and am very proud to be so.

There are so many WASPI women born in the 1950s who, instead of being treated with dignity in their retirement, are struggling to make ends meet, without enough money to spend on food or to heat their homes. They have worked hard all their lives, paid their taxes, raised children, contributed to society, cared for their loved ones and believed that when they retired the state would honour the obligations set out to support them. That has not happened, which is a disgrace.

In Devon, there are 78,000 WASPI women who deserve pensions justice. Cornwall and the Isles of Scilly have a further 33,000 women in that situation. In Plymouth, there are 8,000 WASPI women. As the only Plymouth MP here today, I speak not only for the 5,703 WASPI women in Plymouth, Sutton and Devonport, but for all of them. All these women deserve justice for their pensions, which have been stolen by this Government. Since standing to be a Member of Parliament, I have found the WASPI campaigners to be decent and honourable women who are passionate and determined to get justice. Jackie, Morticia and so many others are an inspiration. But, as my hon. Friend the Member for Gower (Tonia Antoniazzi) said, there are many WASPI women who are not here to see this debate. They are not clustered together in trade unions or around computer monitors looking at the internet, because they have lost their battles. They are no longer here, and they were denied pensions justice.

Many WASPI women were not previously active campaigners or political activists. It is so important to stress that these incredible campaigners did not choose or want to have the life of an activist, as many of us in this place have chosen. I am sure that many would have enjoyed a quiet life in retirement with their pension, embarking on the plans that many had taken years to prepare, but the injustice that they face has been sprung on them. It has forced them to stand up and campaign on this issue. These women are the same generation that fought for equality and against poverty. Now they are fighting for the very justice that they deserve in retirement—a decent pension.

I have spoken to many brave WASPI women and campaigners in Plymouth and across the far south-west, such as Bernice, Val and Jackie. They wanted to share their stories so that they could be heard. There are so many women who saved, put aside and hoped for dignity in retirement, but who face poverty and humiliation. A point raised by many Members on both sides of the House is that these WASPI women are proud. They wanted to do the right thing and they thought that they had been doing the right thing, only to find out at the last moment that them doing the right thing was, in fact, actually not right, because the Government failed to communicate to them. They are proud women who have worked hard, and they deserve a decent pension.

[Lilian Greenwood (Nottingham South) (Lab)]

Will my hon. Friend give way?

--- Later in debate ---

[Debbie Abrahams (Oldham East and Saddleworth) (Lab)]

I congratulate my hon. Friend the Member for Easington (Grahame Morris) on securing this important debate, and I am absolutely delighted to be able to speak in support of his motion. We have had an excellent and passionate debate with some fantastic contributions, and I would like to thank each and every one of them. On the whole, it has been completely cross-party, recognising the real injustice that women born in the 1950s have been dealt. There can be no doubt that women have borne the brunt of this Government’s cuts over the past seven years, but that applies particularly to women born in the 1950s, who have been dealt a real injustice with the accelerated increase in their state pension age.

[Lilian Greenwood]

Does my hon. Friend agree that it is absolutely no surprise that 1950s women such as my constituents Jane Yates and Glenys Daly feel robbed? They have worked hard for 45 years and they say that their bodies are giving up, yet they cannot get the pensions that they have paid for.

[Debbie Abrahams]

There are so many cases like theirs, and I shall touch on a couple of them, if I may.

Women born in the 1950s have had their state pension age quietly pushed back, many without receiving any notice. They expected to retire at 60, only to find that they had three or more years to wait. In spite of some appalling stories of the dire circumstances that some of these women are facing, the Government have still refused to provide any transitional support. During our national pensions tour, which my hon. Friend the Member for Stockton North (Alex Cunningham) and I started this summer, we have heard from many women who are not only struggling but facing destitution. I shall mention a couple of cases, all anonymous of course. The first woman states:

“I’ve been paying national insurance for 43 years, but have no private pension or anything else for that matter. I’ve supported 2 children on my own salary as a divorced, single parent. I had no notification of the 1995 Act but in Feb 2012 I was told that my retirement date was May 2019. I’ll be 65 and 4 months. I’ve worked, got extra qualifications, had good jobs, but at 63 I am unemployed and am claiming JSA which finishes soon. I’ve little savings. Have applied for over 40 jobs since Sept. I’m at my wits end”.

The second woman states:

“I don’t remember ever getting a letter saying my pension age had changed. I’m disabled and have had a lot of stressful things going on in the last few years. Incapacity Benefit changing to ESA and worrying about that, then the bedroom tax and having to downsize, then news that DLA is changing. The change in State Pension Age just sort of crept in there and came to my attention when WASPI highlighted it. I kept hearing the words that no one will wait longer than 18 months! Then I realised not only would I not get a state pension when I was 60 but also the winter fuel allowance and bus pass would be affected. I’m tired of not mattering.”

Those women deserve more than this.

As we have heard, many of these women have had to rely on the wider social security system beyond the state pension to survive. This means that if they are claiming jobseeker’s allowance or universal credit, they will be expected to undertake 35 hours a week of job search activity, or be sanctioned. I would be grateful if the Minister commented on the recommendation in the final report of John Cridland’s review of the state pension age, which suggests that older jobseekers should be required to find only part-time work. Do the Government support that recommendation?

When the plight of women born in the 1950s was first raised by Women Against State Pension Inequality and various other groups two years ago, they stated that 3.8 million women were affected by the lack of notice of the changes in the Pensions Acts of 1995 and 2011. The change in the 2011 Act affected 2.7 million women, of whom only 150,000 have reached their revised state pension age to date. By 2026, they will all have retired. Those women feel palpable and justifiable anger. As they have said, they have done the right thing. They have worked all their lives, paid into the system for decades, cared for their children and cared for their parents, only for the goalposts to be moved. Many are seeking legal redress against the Government. They need action now, not in 10 or 20 years’ time.

Labour has presented two options that the Government could take forward now. The first, which was included in our manifesto, is the extension of pension credit to those most badly affected by the accelerated increase in the state pension age, enabling them to get additional support based on the 1995 state pension age timetable. That would provide approximately half a million women on the lowest incomes with up to £159 a week. We have repeatedly called on the Government to implement those costed measures—about £800 million, as my hon. Friend the Member for Easington mentioned—but they have sadly refused to act.

Our manifesto commitment said that we would consider other options as well, and I set out an additional option at conference that would give women the opportunity to retire up to two years early, rather than as expected under the Government’s plans. Given that the Government have so far refused to set aside additional expenditure, we felt that it was imperative to present cost-neutral proposals, so that there was no excuse to rule it out. Under the second option, women born in the 1950s would see a small reduction of 6% in their weekly state pension entitlement for each year that they retired early. Based on the state pension today, a woman retiring a year early would receive £149.98 a week instead of £159.55. That option would be available to all those waiting to retire—around 2.6 million women. However, as I said then and want to reiterate now, that proposal is a starter. It is to complement additional action on transitional protections. These women need action now, and the Government could introduce these options now, which also do not preclude compensation. We want to continue working with women to right the wrong that they have been done.

Labour’s options were developed after listening to women and men as part of the national state pension tour to discuss the future of our state pension system. We also met the various 1950s women lobby groups, and something that struck us profoundly was the urgency for many women. They need something now and cannot wait six months, let alone three, four or five years. As we all know, most 1950s-born women will retire in the next few years, so something needs to happen now, but this Government have ignored their pleas for help and have ignored the tangible measures that could be taken. Their approach is not only morally bankrupt and shows that they have no commitment to tackling burning injustices, but, given the prospect of a lengthy and costly court battle as women seek compensation for the years that they have lost, it is also extremely foolhardy.

Last week, my hon. Friend the Member for Stockton North challenged the Government on their contingency planning in the event of the courts awarding compensation to the affected women. The Minister said the Government believed that they were on firm ground, but history is littered with court and other decisions when injustice has been proved and Governments have had to pay up. It is clear that this Government have even less support in the House for their position on 1950s women than they do for a meaningful vote on the negotiated settlement with the EU, so I ask the Minister to work with us and with these women on a comprehensive set of bridging arrangements now.