Renters’ Rights Bill Debate
Full Debate: Read Full DebateLord Trees
Main Page: Lord Trees (Crossbench - Life peer)Department Debates - View all Lord Trees's debates with the Ministry of Housing, Communities and Local Government
(1 day, 14 hours ago)
Lords ChamberMy Lords, I will speak to Amendment 48, which stands in my name. I declare my interests both as a landlord for my own part, to a small extent—all for properties in Scotland—and as trustee, in particular for the Blair Charitable Trust, all properties of which are also in Scotland.
At the earlier stages of the Bill, it was reflected by a number of noble Lords that pets promoted well-being among tenants; that is something with which I very much agree. I am looking at the noble Baroness, Lady Fookes, who made a very good speech on this point at an earlier stage.
The thrust of this Bill is that there is a presumption that pets should be allowed in rented property. There are two protections for landlords. First, they can say no if it is reasonable to do so; we have just been hearing about some things that might not be so reasonable. Secondly, there is a protection for landlords, at least currently in the Bill, of deposits and insurance. However, social housing is not included in the Bill; indeed, it is specifically excluded. That seems to me very unfair.
I am grateful to the Minister and her Bill team, some members of which I can see sitting in the Box. They have been very generous with their time; we have been over this topic a number of times in the Minister’s meeting room upstairs. It seems to me that people in social housing are in many ways the people who most need the sense of well-being that a pet brings. I would be very keen that we make that change.
In the meeting—I do not want to steal any of the Minister’s thunder—a number of points were made to me about this area, and I must say that I have been brought along with those. I would be very grateful if the Minister could tell the House everything that she told me. I think that would be helpful to everyone on this amendment.
I rise to support Amendment 48 in the name of my noble friends Lord Kinnoull and Lord de Clifford. It is a short amendment but, hopefully, could have a long impact. It would allow tenants in social housing some of the benefits with regard to keeping a pet that this Bill will provide for tenants in private properties. Tenants seeking social housing may not be in a position to buy their own property; if they did, they would have no problem with keeping a pet and they would have all the positives to which my noble friend Lord Kinnoull alluded in relation to well-being and health benefits. Instead, the Bill denies them those rights, which are enjoyed by tenants in the private rental market. I am curious to understand the Government’s explanation for this.
My Lords, I too am anxious to have a better explanation. To me, the Bill seems very unfair, as it introduces two classes of people, one of whom will be disadvantaged at the same time as others are advantaged. It is one step forward and another one or two steps back. I hope that the Minister will be able to give sufficiently strong reasons why this should not happen to make me content, but I am not holding my breath.
My Lords, I shall speak also to Amendment 53A. Getting the balance right between landlords and tenants is something that was stressed by a number of speakers on the previous group of amendments, including the Minister. The Bill really amounts to a presumption that tenants can keep pets, on the one hand, and protection for landlords, on the other hand, in the shape of a deposit and insurance. Insurance is going to fall away because it was not available and would have entailed a high cost. Even if such insurance had been available, the loss ratio would not have represented good value for tenants. Good tenants would have lost all their money, whereas, as the noble Lord, Lord de Clifford, has pointed out, you can get your deposit back with interest at the end. I feel that a deposit is a very good way to go, and that is why I tabled Amendment 51. I was disappointed that the appearance of Amendment 49 was going to kill Amendment 51 by way of pre-emption. That is why Amendment 53A is a very good idea.
Pets damage buildings. We heard a lot about this in Committee, and the noble Lord, Lord Trees, may say something to remind us of all the unseen things that pets bring into the home. I am afraid that I feel that the survey by the academics at the University of Huddersfield is a rogue thing; it does not accord with my experience at all—and the Blair Charitable Trust is a reasonably sized landlord all round. Pets do damage things, but a deposit is a very fair way of adjusting the balance between the two people.
In Scotland, that deposit is set at two months. Here, if the correct level of deposit is five weeks and we add the risk of a pet on top of that, which was going to be taken out by the insurance as originally proposed in the Bill, it seems to me not to be a good balance that there should be no increase in the level of deposit protection. In the original Amendment 51, I had set the additional protection at three weeks because I considered eight weeks very similar to two months and I felt that having some symmetry between Scotland and England on this point was a good idea. I also felt, through experience, that Scotland, with two months of deposit, was okay, and that the balance between tenants and landlords was okay where pets were concerned. I feel that Amendment 53A has a tremendous amount of merit.
One of the points made to me is that Amendment 53A would add a lot of expense to tenants in the amount of deposit they would have to put up. I was just totting up how much our own two dogs cost to look after in a year, and it is a lot. Even though they probably eat better than some dogs, the dog food, inevitable visits to the vets—we do not buy insurance but it would amount to roughly the same as insurance is a pooling scheme—and all the various other things one has to do, such as finding someone to look after them if you go away on holiday, cost many hundreds of pounds a year. There is also the initial cost. I am talking about dogs, but it would be same for other pets. The website Pets4Homes has 1,625 dogs on it today, which cost between £400 and £3,000. Many people who have pets are engaging in something that is reasonably costly anyway, so asking them to provide another three weeks of security is perfectly fair and proportionate—especially if, having looked after the property well, they get back not only the interest on it but the money itself at the end. I am very pro Amendment 53A.
My Lords, I too will speak to Amendment 53A, but first I thank the Minister and her team for their Amendment 49 and the consequential amendments, which will improve this Bill substantially. I thank her for the helpful letter about assistance dogs, which is a matter I raised in Committee and at Second Reading.
I support Amendment 53A. As many have said, it is extremely important that landlords are willing to accept tenants with pets—an objective with which all noble Lords would concur. This amendment would further that objective, and I think it is quite significant.
The costs incurred occasionally—it is only very occasionally but it happens—can be substantial. It goes way beyond a gnawed chair leg or a bit of wallpaper off the wall. As has been alluded to, if one has deposition of potential allergens in a property or a flea infestation, a real deep clean can cost hundreds if not almost thousands of pounds. Those costs inevitably fall on the landlord at the minute and are a considerable potential disincentive.
We have heard the figures from Huddersfield. Another figure is that 75% of landlords did not have a problem with pets. That means that 25% of landlords accepting pets have had some degree of problem. I note that 40% of landlords do not accept pets at all.
The deposit suggested in the amendment is proportionate and extremely important to assure landlords that, if there were to be negative results from a pet, they would get acceptable recompense. As the noble Earl, Lord Kinnoull, has pointed out, the deposit costs nothing if there has been no problem. It is returned fully, with interest, to the tenant. As he also pointed out, keeping a pet, particularly a dog—we are probably mainly concerned with what dogs can do—is a major financial responsibility and should not be undertaken by people who could not afford to put up a deposit of the size suggested. I support this amendment.