Transitional State Pension Arrangements for Women
Natalie McGarry Excerpts(8 years, 3 months ago)
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Ben Howlett
Thank you.
I think that both sides of the House agree that changes to the state pension age are necessary but, famously, when von Bismarck created the state pension in Germany in 1889 for all those of the age of 70, life expectancy was only 35, whereas a woman who reaches 65 in 2018 has a life expectancy of nearly 90 years. Increased life expectancy has presented a challenge to pension systems all over the world, and equalising the state pension age is an important step in addressing that.
Ben Howlett
No, I will make some progress.
The reality is that there has been no shock. People have been living longer for decades, and it is frustrating that Governments of all colours have done nothing about it. In fact, during the 13 years of Labour nothing was done to remedy the issue—at least the Scottish National party has an excuse.
Ben Howlett
I thank the right hon. Lady for that intervention but, as I said, as a member of the Women and Equalities Committee and as someone who has campaigned on equalities issues for a while, I believe that the most vulnerable people need to be looked at, if the Government are to review the policy. Unequal pension ages are unfair and unsustainable in an age of greater life expectancy and of women working longer, but we must remember that there are still glaring financial inequality issues for women in this country, despite huge strides made in recent years.
Natalie McGarry
In some parts of my constituency of Glasgow East, life expectancy is 67, so it is simply not correct to say that life expectancy for all is increasing. As Age UK says, it is the people in the poorest areas and in the lowest-paid jobs who are disproportionately hit.
Ben Howlett
As I said earlier, transitional arrangements need to be made for the most vulnerable. I completely understand the hon. Lady’s position and I hope that the Minister will look into it. Indeed, in my constituency, and in the south-west in general, there is a nearly 20% difference between the earnings of men and women. My colleagues and I on the Women and Equalities Committee are currently taking evidence on that issue and we will publish a response later this month.
At my surgery last week I met with women affected by the changes, and they brought to my attention the issue of divorce and pensions. As women earn less than men they tend to save less towards their retirement and are often dependent on their spouses’ income, but the vast majority of them do not choose to consider their husbands’ pension in a divorce settlement. I hope that the Minister will consider that further issue in his summary.
Given that emotions are running high, it is important that the Government learn lessons. Although the changes are necessary, we must consider how we can better educate people about their personal finance. We must also remember that women remain economically disadvantaged in both pay and private pension provision. If we address those things we will be able to avoid a recurrence of this regrettable situation in the future. There is little doubt that we will all be living longer and we should not make the same mistakes in communicating such changes in the future.
Oral Answers to Questions
Natalie McGarry Excerpts(8 years, 8 months ago)
Commons ChamberRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Mr Speaker
Order. I gently point out that London, the north-west of England and Scotland are a notable distance from Torquay, to which this question is confined.
Natalie McGarry (Glasgow East) (SNP)
4. If he will undertake a review of employment tribunal fees.
The Parliamentary Under-Secretary of State for Women and Equalities and Family Justice (Caroline Dinenage)
On 11 June we announced the start of the post-implementation review of the introduction of fees in employment tribunals. The review will consider how successful the policy has been in achieving its objectives.
Natalie McGarry
It is clear that employment tribunal fees have acted as a significant barrier to justice, especially for women. Between April and June 2013 and April and June 2014 the number of sex discrimination-related employment tribunal claims fell by a staggering 91%. Does the Minister expect the figures for April and June 2015, which are due out this month, to show that women are continuing to be denied access to justice by employment tribunal fees?
Caroline Dinenage
Of course, we cannot pre-empt the review’s findings; we will look at the figures in due course. I gently say to the hon. Lady that although we need a scheme that does not deter people from making legitimate claims, we must take what steps we can to divert people from potentially acrimonious hearings, which is why I am very pleased that ACAS’s new early conciliation scheme has already been used by over 80,000 people in its first year.