Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what her Department’s estimate is of the (a) total level of student loan debt of Plan 2 students who started their course between 2012 and 2023 and (b) total level of student loan debt of Plan 2 students at the point that the freeze in repayment thresholds is planned to end in 2029-2030 for which the latest data is available.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
The current mean average level of student loan balance of Plan 2 students who started their course between 2012 and 2023 to the nearest £100, as of 9 February, is £52,100 for England domiciled borrowers.
We do not hold a forecast for this average balance in 2029/30 on a consistent basis to the above figure provided by the Student Loans Company (SLC), as we forecast loan balances at the course level rather than borrower level, so cannot calculate the average balance by borrower.
The total level of student loan balances of Plan 2 students who started their course between 2012 and 2023 is £213 billion (to the nearest billion, as of 31 March 2025), for England and EU domiciled borrowers, as published here: https://www.gov.uk/government/statistics/student-loans-in-england-2024-to-2025/student-loans-in-england-financial-year-2024-25.
Our modelled forecast of estimated total loan balance at the end of 2029/30 is £249 billion (rounded to the nearest billion, estimate for 1 April 2030), as published here: https://explore-education-statistics.service.gov.uk/find-statistics/student-loan-forecasts-for-england/2024-25#explore-data-and-files.
The 2029/30 total loan balance figure is forecasted and not certain. More details on the methodology are here: https://explore-education-statistics.service.gov.uk/methodology/student-loan-forecasts-for-england.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of maintaining thresholds for repayment of student loans between 2027-28 and 2029-30 for Plan 2 students who started their course between 2012 and 2023 on fair access to higher education for students from economically disadvantaged backgrounds.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
Plan 2 loans were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.
Lower earning graduates remain protected by this change. Graduates only begin repaying once their earnings exceed the threshold, paying 9% of income above that level. As repayments remain income-contingent if a borrower’s salary remains the same, their monthly repayments will also stay the same.
The department has produced the attached analysis regarding the lifetime impact of freezing the repayment and interest thresholds.
The department will release an equalities impact assessment, including the impact on lifetime repayments, alongside other borrower impacts for the Plan 2 repayment threshold and interest threshold freeze announced at the Autumn Budget. Published results may differ from those provided due to model and data updates.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of maintaining thresholds for repayment of student loans between 2027-28 and 2029-30 for Plan 2 students who started their course between 2012 and 2023 on fair access to higher education for women students.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
Plan 2 loans were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.
Lower earning graduates remain protected by this change. Graduates only begin repaying once their earnings exceed the threshold, paying 9% of income above that level. As repayments remain income-contingent if a borrower’s salary remains the same, their monthly repayments will also stay the same.
The department has produced the attached analysis regarding the lifetime impact of freezing the repayment and interest thresholds.
The department will release an equalities impact assessment, including the impact on lifetime repayments, alongside other borrower impacts for the Plan 2 repayment threshold and interest threshold freeze announced at the Autumn Budget. Published results may differ from those provided due to model and data updates.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what is her Department’s estimate of the (a) average level of student loan debt of Plan 2 students who started their course between 2012 and 2023 and (b) average level of student loan debt of Plan 2 students at the point that the freeze in repayment thresholds is planned to end in 2029-2030 for which the latest data is available.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
The current mean average level of student loan balance of Plan 2 students who started their course between 2012 and 2023 to the nearest £100, as of 9 February, is £52,100 for England domiciled borrowers.
We do not hold a forecast for this average balance in 2029/30 on a consistent basis to the above figure provided by the Student Loans Company (SLC), as we forecast loan balances at the course level rather than borrower level, so cannot calculate the average balance by borrower.
The total level of student loan balances of Plan 2 students who started their course between 2012 and 2023 is £213 billion (to the nearest billion, as of 31 March 2025), for England and EU domiciled borrowers, as published here: https://www.gov.uk/government/statistics/student-loans-in-england-2024-to-2025/student-loans-in-england-financial-year-2024-25.
Our modelled forecast of estimated total loan balance at the end of 2029/30 is £249 billion (rounded to the nearest billion, estimate for 1 April 2030), as published here: https://explore-education-statistics.service.gov.uk/find-statistics/student-loan-forecasts-for-england/2024-25#explore-data-and-files.
The 2029/30 total loan balance figure is forecasted and not certain. More details on the methodology are here: https://explore-education-statistics.service.gov.uk/methodology/student-loan-forecasts-for-england.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment her department has made of the potential impact of maintaining thresholds for repayment of student loans between 2027-28 and 2029-30 for Plan 2 students who started their course between 2012 and 2023 on fair access to higher education for disabled students.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
Plan 2 loans were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.
Lower earning graduates remain protected by this change. Graduates only begin repaying once their earnings exceed the threshold, paying 9% of income above that level. As repayments remain income-contingent, if a borrower’s salary remains the same, their monthly repayments will also stay the same. Outstanding loans, including interest accrued, are cancelled at the end of the loan term, or in case of death or permanent disability, with no detriment to the borrower.
The department has produced the attached analysis regarding the lifetime impact of freezing the repayment and interest thresholds.
The department will release an equalities impact assessment, including the impact on lifetime repayments, alongside other borrower impacts for the Plan 2 repayment threshold and interest threshold freeze, as announced at the Autumn Budget. Published results may differ from those provided due to model and data updates.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of freezing the Plan 2 repayment threshold on (a) nursing students with Plan 2 loans and (b) nursing students with Plan 2 loans who started their courses between August 2017 and September 2020.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
Plan 2 loans were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.
Lower earning graduates remain protected by this change. Graduates only begin repaying once their earnings exceed the threshold, paying 9% of income above that level. As repayments remain income-contingent, if a borrower’s salary remains the same, their monthly repayments will also stay the same. Outstanding loans, including interest accrued, are cancelled at the end of the loan term, or in case of death or permanent disability, with no detriment to the borrower.
The department has produced the attached analysis regarding the lifetime impact of freezing the repayment and interest thresholds.
The department will release an equalities impact assessment, including the impact on lifetime repayments, alongside other borrower impacts for the Plan 2 repayment threshold and interest threshold freeze, as announced at the Autumn Budget. Published results may differ from those provided due to model and data updates.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what estimate her Department has made of the average weekly cost of (a) student accommodation, (b) food and (c) living for university students in the latest period for which data is available.
Answered by Janet Daby
The latest Student Income and Expenditure Survey for 2021/22 collects data on income and expenditure across the academic year, assumed to be 39 weeks.
In the 2021/22 academic year, full-time undergraduate students’ total median living costs were £5,841 including spending on food, entertainment, personal items and other spending not directly related to students’ courses.
Full-time undergraduate students had a median spend of £1,814 on food in the 2021/22 academic year.
The median expenditure on housing costs across full-time undergraduate students who incurred those costs was £4,940.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what discussions she has had with schools on the potential impact of (a) children buying vapes from their peers and (b) preventing the use of vapes in schools on levels of (i) behaviour and (ii) teacher morale.
Answered by Stephen Morgan - Government Whip, Lord Commissioner of HM Treasury
The sale of vapes to under 18s is illegal, and the Tobacco and Vapes Bill will ban the sale of all consumer nicotine products to anyone under 18.
Schools are required by law to have a behaviour policy that sets out what is expected of all pupils, including what items are banned from school premises. The ‘Behaviour in schools’ guidance outlines effective strategies that will encourage good behaviour and the sanctions that will be imposed for misbehaviour, including vaping anywhere in school.
The relationships, sex and health education statutory guidance states that, in both primary and secondary school, pupils should be taught the facts about legal and illegal harmful substances and associated risks. This includes smoking, alcohol use, and drug taking.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what guidance her Department has issued to (a) schools and (b) teaching bodies on using vapes in school settings.
Answered by Stephen Morgan - Government Whip, Lord Commissioner of HM Treasury
In the UK, it is against the law to sell nicotine vaping products to under 18s or for adults to buy them on their behalf. Young people should not have these products in schools.
Schools are required by law to have a behaviour policy that sets out what is expected of all pupils, including which items are banned from school premises. School staff can search pupils for banned items as outlined in the department’s Searching, Screening and Confiscation guidance.
Schools have an important role in educating pupils about the dangers of harmful substances. Primary pupils should be taught about legal and illegal harmful substances while secondary pupils are also taught about the associated legal and psychological risks. The relationships, sex and health education curriculum is currently being reviewed and will consider vaping as part of the review of the statutory guidance.
FRANK, the government-funded national drug and alcohol advisory service, has also been updated with relevant information on vapes, including the risks, physical effects and addictiveness of nicotine vapes.
Asked by: Paula Barker (Labour - Liverpool Wavertree)
Question to the Department for Education:
To ask the Secretary of State for Education, what proportion of schools reported finding students in possession of illegal drugs.
Answered by Stephen Morgan - Government Whip, Lord Commissioner of HM Treasury
The department does not collect such information centrally.
The Searching, Screening and Confiscation guidance emphasises the importance of the school’s duty to safeguard and promote the welfare of all pupils. Searching can play a critical role in ensuring that schools are safe environments. Authorised members of school staff have the statutory power to search a pupil when they have reasonable grounds to suspect them to be in possession of prohibited items, such as illegal drugs. At all times, schools must ensure they continue to adhere to their statutory safeguarding duties as outlined in the Working Together to Safeguard Children and Keeping Children Safe in Education guidance documents.
The relationships, sex and health education statutory guidance states that, in both primary and secondary school, pupils should be taught the facts about legal and illegal harmful substances and associated risks, including drug-taking. To support schools to deliver this content, the department has published a suite of teacher training modules, including one on drugs, alcohol and tobacco.