Ministry of Housing, Communities and Local Government

Rachel Gilmour Excerpts

Tuesday 24th June 2025 Commons Chamber

[Mr Lee Dillon (Newbury) (LD)]

I congratulate the Chair of the Select Committee on securing the debate, and on the robustness of her speech holding the Government to account.

The Department covers many areas and councils themselves cover more than 700 services, but I shall concentrate on housing, hopefully in the spirit of constructive opposition. Like many others who are in the Chamber today, I support the Government’s headline ambition to build 1.5 million homes—it is a goal that I share, as do many in the housing sector—but I remain concerned that the Government are still unwilling, or unable, to answer my question about how many of those homes will be genuinely affordable. Far too many people across the country are priced out of home ownership, with house prices rising at an unsustainable rate.

[Rachel Gilmour (Tiverton and Minehead) (LD)]

My observation is that there is simply no such thing as affordable housing in my constituency. If someone is earning £12 an hour and £20,000 a year, a house that costs £30,000 is not affordable. Does my hon. Friend agree that the only sort of housing that people can afford in my constituency is social housing?

[Mr Dillon]

My hon. Friend will know the needs of her constituency better than I do, but as someone who worked in social housing for 14 years, I will always advocate for the delivery of more social housing units.

In my constituency of Newbury, the average house price in April was £398,000—up by 6.2% on the previous year. Owning a home is fast becoming a distant dream not just in west Berkshire, but across the country. Although I welcome the target for new homes, I urge the Government to make affordability central to their plans.

The homes we build must reflect the needs of real people, not just developers or investors. I was pleased to see the allocation of £39 billion over a 10-year period in the recent spending review—one of the most ambitious long-term investments in affordable housing for decades. I hope that it kick-starts the generational step change that we need to deliver affordable homes, but it must include council homes and social rented homes.

We Liberal Democrats have been clear that we need 150,000 social homes built every year—homes that people can genuinely afford and that are linked to local infrastructure and services. Sadly, with the reduction of neighbourhood planning, that will now be less likely to happen. I challenge the Government to match their ambition by setting their own target for social housing delivery. Without that, our housing mix will be dictated by the private market, and that is simply not a viable solution to the housing crisis we face.

I also welcome the £13.2 billion commitment to the warm homes plan. The decision by the Conservatives to scrap our home installation policies have had a real cost, and an estimated 1.6 million homes have been built with lower energy efficiency and higher bills as a result—a Conservative legacy. With 6.1 million households now in fuel poverty, we must act urgently to fix Britain’s cold and leaky housing stock.

As the hon. Member for Milton Keynes North (Chris Curtis) said, the spending review included a 10-year social rent settlement at CPI plus 1%, which I again welcome. Housing associations have long been calling for that, and I am grateful that the Government have listened. That is a positive move, but we must ensure that rents remain affordable and that social landlords are held to account. We cannot allow social rents to drift higher and tenants to be priced out once again, and let us not forget the 1.5 million people who are still waiting for social housing.

As the Member of Parliament for Newbury and a member of the Housing, Communities and Local Government Committee, I will continue to hold this Government to account—not just on how many homes they build, but on how many people they help.