Question to the Department for Transport:

To ask the Secretary of State for Transport, when her department last assessed the financial penalty for driving without insurance; and what assessment was made of the costs of purchasing insurance relative to the costs of paying a fine.

The Government recognises that motor insurance premiums have increased, while the fines for driving uninsured have remained the same.

We want to ensure that there are the right incentives in place, and that is why, as part of our new Road Safety Strategy we are consulting on changes to the motoring offences including consideration of whether the minimum penalties for the offence of driving uninsured should be increased.