Armed Forces: Workplace Pensions

(asked on 7th July 2026) - View Source

Question to the Ministry of Defence:

To ask the Secretary of State for Defence, whether he has made an assessment of the adequacy of Armed Forces pension scheme provisions which limit survivor pension entitlement for spouses who married former service personnel after they had left service; and whether he plans to review Armed Forces pension scheme provisions.


Answered by
Calvin Bailey Portrait
Calvin Bailey
Parliamentary Under-Secretary (Ministry of Defence) (Minister for Veterans and People)
This question was answered on 14th July 2026

Before 6 April 1978, it was a well-established principle of occupational pension schemes, including those for the Armed Forces, that to be eligible to claim part of the scheme member’s pension upon the member’s death, a widow/er had to be married to the scheme member at the time they were in service. After 6 April 1978, when the Social Security Pensions Act 1975 came into force, this principle ended and provision was made for the payment of pensions to widow/ers who married service members after they had retired from service. However, the pension was paid only for any service that the member had after April 1978.

The changes did not extend to providing survivor benefits (i.e. to widow/ers) for members who left before 6 April 1978 and married after that date. Individuals receive the benefits in accordance with the scheme rules in place at the time of their retirement. It is a principle of public service pensions policy, and one that has been upheld by successive Governments, that improvements to pension schemes are not made retrospective. Retrospection would add significantly to the cost of introducing any meaningful improvements to the schemes.

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