Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, what representations he has received since September 2015 on (a) consumer debt and (b) personal loans.

The Government has fundamentally reformed the regulation of consumer credit, transferring regulatory responsibility from the Office of Fair Trading to the Financial Conduct Authority (FCA). The FCA regime has been designed to strike the right balance between proportionality and consumer protection. The Government has ensured that the FCA has robust powers to protect consumers.

Treasury Ministers and officials have meetings with, and receive letters from, a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.

Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:

https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel