Mortgages: Regulation

(asked on 14th November 2025) - View Source

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if she will make an assessment of the potential merits of changing the Financial Conduct Authority's commercial mortgage regulations to only apply when a problem is observed and a complaint raised.


Answered by
Lucy Rigby Portrait
Lucy Rigby
Economic Secretary (HM Treasury)
This question was answered on 24th November 2025

Unlike residential mortgages, commercial mortgages are not typically regulated by the Financial Conduct Authority.

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