Asked by: Hamilton, Rachael (Scottish Conservative and Unionist Party - Ettrick, Roxburgh and Berwickshire)
Question
To ask the Scottish Government whether it will consider expanding the Self-Build Loan Fund to all applicants in rural areas, other than just those who are unable to access standard bank lending, to help increase the number of homes that are available in non-urban settings.
Answered by McLennan, Paul - Minister for Housing
The Self-Build Loan Fund (“the Fund”) offers short-term loan funding of up to £175,000 to self-builders who are unable to access standard bank lending, to assist with development costs to support build completion. The Fund is not intended to replace market lending and provides short-term loan funding to borrowers who have exhausted finding alternative market options. The focus is on supporting projects with the necessary consents in place to allow work to commence quickly, and already delivers genuinely additional new homes primarily but not exclusively in rural areas.
Mentions:
1: Baroness Taylor of Stevenage (Lab - Life peer) The alternative is that the Government implement the recommendations so clearly set out in the report - Speech Link
2: None authority leaseholders have no right to decide on the scope or timing of proposed works or to request alternative - Speech Link
3: None They are not required by law to find alternative quotes, and with only one tender there is no incentive - Speech Link
4: Baroness Thornhill (LD - Life peer) Unlike big freeholders, they will not have lending facilities, so would be unable to pay legal costs - Speech Link
5: Earl of Lytton (XB - Excepted Hereditary) Conveyancing and lending transactions, which are already under stress, would be paused as there would - Speech Link
Apr. 25 2024
Source Page: Coal Authority data and information plan 2024 to 2027Found: has reduced, and humanity recognises the impacts of burning carbon on our climate, we are seeking alternative
Found: (3) Amounts payable by way of the outcome of Alternative Dispute Resolution under the Consumers
Mentions:
1: Anthony Mangnall (Con - Totnes) Many buy-to-let mortgage lenders also require a minimum six-month tenancy agreement when lending to - Speech Link
2: None for possession of supported accommodation (Ground 5F) to require that the landlord must have sought alternative - Speech Link
3: None which the tenant’s dwelling-house forms part and the landlord used reasonable endeavours to identify alternative - Speech Link
Apr. 23 2024
Source Page: A9 Dualling Programme and A75 Upgrade: EIR releaseFound: Alternative Hybrid Option: The speed of implementation of the Hybrid Option could be reduced, either
Apr. 23 2024
Source Page: A9 Dualling Programme and A75 Upgrade: EIR releaseFound: There are few reasonable alternative routes.
Mentions:
1: Simpson, Graham (Con - Central Scotland) evidence it heard that the problems of obtaining building insurance and also resolving issues relating to lending - Speech Link
2: McLennan, Paul (SNP - East Lothian) Any exercise of the power to evacuate will be based on robust evidence that there is no alternative or - Speech Link
Apr. 19 2024
Source Page: Proposals for the design of the future entity for UK Open BankingFound: in place and that OBL, in the meantime, should undertake JROC non -Order work in accordance with alternative
Apr. 18 2024
Source Page: The CMA at 10: Past reflections and a look ahead to the next decade of promoting competition and protecting consumersFound: So other studies use alternative measures of competition based on the profitability of the firms ,